Q. What are the advantages to a prepaid cell phone?

A. If you want cell phone service only for emergencies or aren’t sure how much you will actually use a cell phone once you get it, you may want to consider a prepaid cell phone before you commit to a long-term wireless contract.

With a prepaid cell phone, there is no contract to sign and no monthly bill to worry about. You will know exactly how much you spend. The down side of prepaid plans is that you pay more per minute and if you don’t use the phone for an extended period of time, you may lose the money in your account.

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Aug. 25, 2005.