Q: A few weeks ago in your column, you gave a phone number to opt out of unwanted mortgageA Mortgage is a document granting a lien on a home in exchange for financing granted by a lender. The mortgage is the means by which the lender secures the loan and has the ability to foreclose on the home. and credit solicitations that wasn’t working.
Can you give us the right number?
A: I’m glad you asked.
According to the website PrivacyRights.org, when the Fair Credit Reporting Act was amended in 1996, it required that credit reporting bureaus provide consumers with the ability to opt out of having their names and addresses sold to credit grantors for marketing solicitations.
If you don’t want your personal information sold, and you’d like to cut down on the number of junk mail solicitations you receive, call 888-5optout, or (888) 567-8688.
This phone number leads to an automated opt-out system. For more information on this law, try www.privacyrights.org.