My cold is slowly going away, but my voice has returned enough to do the show today.

Money is the topic, if you’re a college student leaving home for the first time — or even if you’re a high school senior. Charles Schwab has come out with a new study on teenagers and their attitude about money. Read the results here: /www.aboutschwab.com/teensurvey2006.pdf

I’ll talk about how to get your teenager or college student in synch with his or her finances today on the show.

Earlier this week, Toyota issued a recall for 418,000 vehicles, including the Hybrid Prius. Did you miss the recall? Go to www.recalls.gov or www.alldata.com for details.

July 20, 2006.