Monthly Archives: March 2006
Real Estate Agent Wants Home Equity Information
As you’re looking for a real estate agent to sell your home you may interview some that will ask you questions about how much equity you have in your current home. While it is none of the business of the real estate agent, the agent may be seeking reassurance that she or he will receive their real estate commission upon selling your home. You can reassure the real estate agent without sharing how much equity you have in your home or providing other personal finance details.
Owing Back Taxes After Foreclosure
After a home is foreclosed on, do you still owe the back taxes? You must determine if the foreclosure of the home and subsequent sale of the home by the lender produced enough cash to satisfy your debt to the lender. In some cases, lenders don’t go after the difference from the borrower. However, in other cases, lenders keep will pursue that homeowner until they get all they can. A deficiency judgment would be the difference between what the lender got from the sale of the home and what you still owe the lender. The deficiency judgment gives the lender the right to continue to go after you for that amount of money.
Lawsuit May Be More Trouble Than It’s Worth
A borrower worked with a debt management company in another state that did not provide the services they promised. Now the borroweris trying to get a refund for those services.The borrower has done all the right things by filing complaints with various agencies, but the difficult task of suing the company may be their only resort. In some instances, you might pay more in legal fees and costs that what you recover.
Kitchen Gadgets Debut At 2006 Housewares Show
Many new gadgets for the kitchen and home made their debut at the 2006 International Housewares Show in Chicago. Some of the kitchen gadgets featured retro colors and innovative design. In addition, the housewares show featured new lighting and cleaning tools for the kitchen and the rest of the house.
How To Pay Off A Mortgage
A homeowner is ready to pay off their mortgage, which is held by a private individual. When you are certain you’ve paid off your mortgage, you’ll need to contact the lender and confirm that the mortgage is paid off. The lender will need to return the original note and mortgage to the owner upon its payoff.
Today On The Clark Howard Show
Here are some of the topics and information we discussed today on the Clark Howard Show:
IRS E-MAIL SCAMS: Watch out for these. They look legitimate,…
Ilyce Glink on WSB Radio – March 26, 2006
Ilyce discusses the latest news in the world of identity theft. Ilyce then takes calls on topics from identity theft to dealing with mortgage company after a 30-year mortgage was suppose to be paid off.
Get Your Refund
It isn’t just American’s waists that are growing. The IRS says that the number and size of IRS refunds are growing as well.
USA Today (www.usatoday.c…
Tough Choices For Home Owner In Debt
What most folks don’t understand about credit these days is that almost no one is turned down. Although your credit score may not be the highest, it may be good enough to get a line of credit or a home equity loan at a fairly decent rate. If you can refinance your mortgage and take out some of the equity that you have, you may be able to do some of the repairs and improvements you need to do to continue living there.
Product Previews from 2006 Housewares Show
Finding a product that can make someone’s life easier is the genesis for many of the inventors at the 2006 Housewares Show, held recently in Chicago. Housewares Show products often come from something the inventor did to solve his or her own problems.
