Monthly Archives: November 2007
Federal Reserve Announces Consumer Help Office
If you have a problem with a bank or other financial institution you now have someone to call for help.
The Federal Reserve just announced its consum…
Top 10 Holiday Home Survival Tips
The American Society of Home Inspectors released a list of home survival tips to help reduce stress during the holidays. Here are their tips:
Water S…
Are You Ready To Buy A Home?
Before you call a real estate agent, before you make buying your first home a goal, it’s important to get educated. Home buying is both exciting and daunting. To help you evaluate whether you are ready to become a home buyer ask yourself some key questions.
Down Payment: Creative Ways To Get Money
When you’re a first time home buyer you may not have enough money for a down payment. While you can buy a home with a small down payment, you may have to then pay PMI. How can you find more money for a down payment? To get down payment assistance you can borrow from a 401k, use IRA money, or get help from friends and family. Down payment assistance may also be available from your community.
Child Identity Theft
Has your child’s identity been stolen? While identity theft is often committed by strangers, sometimes parents and other relatives steal the financial identities of children to get access to more credit.
Buyer’s Real Estate Agent
A home buyer wonders whether to hire a buyer’s real estate agent. Some buyers think they can pay less without a buyer’s real estate agent. Sellers pay buyer’s real estate agents so there’s little downside for a buyer.
IRS Increases Business Mileage Reimbursement Rate
If you track your mileage for taxes this will interest you.
The U.S. Internal Revenue Service just announced the mileage rates for 2008, which go int…
Determining If Home Is Part Of HOA
Buyers sought a home without a homeowners association. Neither listing agent nor title search found homeowners association and the buyers are upset after receiving a statement of association dues
Home Repairs Unfinished At Closing
Home repairs that are unfinished at the time of closing can create a world of problems for a home buyer. If you’re the home buyer, you can try to use a hold back of funds to cover the cost of repairs. Or you should consult an attorney for advice about your contract and whether you can sue the seller over the unfinished repairs.
Financing Options For Investment Property Owner
Financing options for owners of multiple investment properties are limited because of the amount of debt they usually possess. Traditional lenders are not comfortable with the high debt ratio, which limits the financing options they are willing give the owners of multiple investment properties. One of the financing options available to multiple investment property owners is working with commercial lenders.
