Today on the Ilyce Glink Show, we’ll take some email from listeners, answer questions about money and real estate and explore the idea that the more things change in real estate, the more they stay the same.

I’ll be filling in for Clark Howard tomorrow (7/6/09) as well, live from 1-4p ET. Hope you can tune in.

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State Tax Credit Information

State Home Buying Incentives You Can Bank On

How to Maximize the ,000 First-Time home Buyer Tax Credit

New Guidance From HUD: Use the ,000 Tax Credit for Downpayment and Closing Costs on FHA Loans

Joanne wanted to know how to get the $8,000 tax credit to the actual closing. It appears that the only way to do this is by using a loan from an advance loan company. That can’t possibly be the answer. I’ll be on the phone with FHA tomorrow morning to get more of the story. So, tune back in.