A new report this week confirmed that income levels are not keeping pace with home prices and mortgage rates, making homes unaffordable for many middle class families. On the other hand, at least the housing market is starting to cool down from the unchecked increase in home prices across many parts of the U.S., preventing us from heading into another bubble.

Here’s my roundup of stories for this week:

Are you ready for Halloween? If you’re doing some last minute shopping, check out these 4 tips for a budget-friendly Halloween. Looking to get into the Halloween spirit instead? Read about the 6 most haunted houses in the U.S. – if you dare.

When saving for retirement, you need to be aware of the 5 retirement mistakes we all make. Get actively involved in your retirement planning by following these 7 steps to retire with the lifestyle you want.

Making some upgrades to your home? Why not add a full scale copy of the Chartres Cathedral’s labyrinth like this couple did. Also, the beautiful and historic South Carolina home featured in the movie “The Big Chill” is now for sale. Get a glimpse of the Los Angeles that could have been (indoor aquariums and all) in this futuristic gallery.

Deciding which checking account is best for your money can quickly get complicated. Ask yourself these 7 questions before opening a checking account.

Find out how a good mortgage broker can help a self-employed refinance to save you money on your monthly mortgage payments. If you’re trying to refinance with HARP, a ‘credit enhancement’ clause can make the process difficult.

Selling your home requires a knowledgeable agent who is honest and on your side. Here’s what you should look for when choosing a real estate agent to sell your home. After selling your home, you might owe capital gains taxes on the profit. Knowing your other income sources is key to determining how much in taxes you’ll owe after a home sale.