There are a lot of good signs in the economy: interest rates are at a low 4%, the GDP had a surprising growth spurt in the third quarter, and banks are loosening their purse strings.

If you haven’t done so already, now is the time to refinance your mortgage. The Federal Reserve is keeping interest rates low through the end of the year so there’s still time to lock-in a low rate for your mortgage, but not much time.

If you’re looking to buy, these 10 cities have had home prices jump by as much as 44 percent over the past year, driven upward by small supply and big demand.

It’s almost the end of the year, so it means it’s time to create New Year’s resolutions, but where are you on your resolutions for 2013? At America Saves, I check in on my financial resolutions and list a few to consider for next year.

If you’re a small business owner, I encourage you to join me for my Obamacare Essentials seminar. We’ll discuss how the Affordable Care Act will affect health insurance for you and your employees, as well as how to avoid fees and find incentives.