Refinance Mortgage

Is it better to refinance your mortgage to a lower interest rate or continue with an existing mortgage? What factors should you consider when refinancing a mortgage loan? Determining whether it’s a good idea to refinance a mortgage depends not only on the interest rate but also on how long you plan to stay in the home. Learn more here about how to refinance your mortgage in the articles, columns, radio shows, blog posts and videos.

Locking a Mortgage Rate: What You Should Know

When locking a mortgage rate, you should know who’s responsible for missing a rate lock. Try to find a lender who will help with a mortgage rate lock. By: Ilyce Glink and Sam Tamkin Q: I am in the middle …

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When Can I Refinance After a Short Sale?

Knowing when you can refinance after a short sale is crucial. Generally you will wait two to three years before getting a new loan approved. By: Ilyce Glink and Samuel Tamkin Q: Thanks for all the good information you provide. …

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Refinance a 30-Year Mortgage to a 15-Year: How to Decide

When deciding to refinance a 30-year mortgage to a 15-year, know that it could build up equity faster and save money over the life of the loan. By: Ilyce Glink and Samuel Tamkin Q: I recently talked to Chase and …

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When Does It Make Sense to Refinance a Home Loan?

When does it make sense to refinance a home loan? Depending where your mortgage is, it may not be wise to pay thousands of dollars to refinance. By: Ilyce Glink and Samuel Tamkin Q: I was listening to you today …

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Should I Refinance My Adjustable Rate Mortgage?

Should I refinance my adjustable rate mortgage into a fixed-rate loan? Refinancing your ARM now could increase your interest rate.  By: Ilyce Glink and Samuel Tamkin Q: I owe more on my mortgage than what my house is worth. And, …

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Underwater Mortgage Options: What to Do When You Can’t Refinance

Want to know your options for an underwater mortgage refinance? Here’s what to do when you can’t refinance your underwater mortgage. Q: I built my home in 2006 for $750,000. I have a loan with a balance of about $525,000 …

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Becoming a Landlord: Renting Out Home with VA Loan

Thinking about becoming a landlord? Renting out your home with a small VA loan has its benefits, but think hard about becoming a landlord. Q: I am 51 years old and married without kids. Together, we earn around $100,000. I …

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How to Avoid Common Mortgage Refinance Scams

Ilyce Glink gives her advice on how to avoid common mortgage refinance scams in today’s Real Estate Minute. If you don’t pay your mortgage, it’s much more likely you’ll fall victim to a refinancing scam. When you fall behind on …

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What to Know Before Refinancing Your Mortgage

Refinancing your mortgage? Before you refinance your mortgage, here’s what to know and ask during the loan application process. Q: I enjoyed your recent column that appeared in our local paper. I’ve just gone through a refinancing and found myself …

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Should I Refinance for 15 or 30 Years?

Should I refinance for 15 or 30 years? When refinancing a rental property, think about your long term and short term goals. Q: I am interested in refinancing a rental property that qualifies for the Home Affordable Refinance Program (HARP). …

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