Financial planning is when you develop a plan for your money. Financial planning is the process of determining what your goals are and how you can reach those goals with your money, usually through investments. In some cases, people hire financial planners to help them. Financial planners may have a variety of credentials and may work on a fee-only basis or for a commission. Learn some financial planning tips here.
Everyone could use some money help, but it seems like there’s never enough time to get started. But what if you could save more money each month and learn how to budget in just one hour? In honor of Money Smart Week, I’ve compiled 7 quick and easy ways to save more money in just [...]
Ready to make more money this year? Earning extra cash doesn’t have to be a chore, as long as you’ve got a plan and the right resources. Whether you’re looking to pay off a debt faster, save more for retirement or plan for a nice vacation later in the year, boosting your income could be [...]
Making good financial decisions with an inheritance can have a major payoff. Using the inheritance to pay off debts and create an emergency fund is a good start. A 529 college savings plan can be used for the inheritance to be stocked away for college.
What is a safe investment for retirement money in these uncertain times? Money market accounts and CDs offer the best investment for keeping your retirement money safe, available and earning some interest, without taking any real risk. But consider reinvesting in the stock market if you have more than 15 to 20 years to invest before retirement.
What's the best way to save for retirement? To fund your retirement, you can choose from a number of different retirement plans like a 401(k) or Roth IRA. You'll also need to decide if you want to save money for retirement before paying income taxes or after. And learn how much money you will get from social security or a pension plan to help fund your retirement.
Marriage means compromise when it comes to personal finances. Two people often enter a marriage with differing views on personal finances. Sometimes the differences are so great that the married couple needs to consult a financial advisor in order to create a united view on their joint personal finances.
Real Estate Minute with Ilyce Glink Are Women Insecure About Money? Original Air Date: September 12, 2006
Real Estate Minute with Ilyce Glink Prepare For The Curve Balls Of Life Original Air Date: September 11, 2006
Is it best to pay off a mortgage or invest the money for retirement? How should you invest a large amount of money to get the most value from the cash? To make the best decision for your personal finances, you need to plan how to use the money. Spend some time figuring out how much cash you'll have in retirement. Next, look at the expenses you have going forward. Figure out how long it will take you to pay off your house completely. With this research you'll be able to determine where to put your cash.