Having the right kinds of insurance — including good medical, disability, automobile, homeowner, long-term care, life, and even travel insurance — is key to good financial planning. This page about insurance gives you the lowdown on how to successfully navigate the often perplexing world of insurance coverage.
Health and Life Insurance for Animals: Is a Pet Life Insurance Policy Right for You?
Even though it can be painful to think about a hurt or sick pet, you might want to consider purchasing pet health insurance—and even pet life insurance. (Yes, it does exist!) It can be difficult to value a pet’s subjective worth, whether you’re considering the cuddliness of a kitten, the loyalty of a dog, or [...]
Hunting Insurance Protects Both Landowners and Hunters
In some locations, allowing someone to hunt on your land requires none of the licenses or permits that being allowed to hunt does; in fact, in some places all that’s legally required is the landowner’s permission. But permitting others to hunt on your land can carry liability risks that a simple insurance policy can help [...]
Title Insurance For Your Home: Do You Need an Owner’s and Lender’s Title Policy?
By the time you have saved for your down payment, put funds in escrow for your dream home, and paid for a home inspection or survey, you may be in the mood to conserve some cash. But if skipping the purchase of title insurance seems like a good idea, you might want to think twice. [...]
How Soon After Buying a House Can You Switch Homeowners Insurance?
Buying a home can be an exciting and overwhelming process. When all the paperwork’s been signed, you’ve moved in, and the dust has settled, you may be thinking twice about your choice in homeowners insurance. How soon after you buy your home can you switch insurance providers, what happens to the money you may have [...]
Five Things to Consider When Comparing Health Insurance Plans
Whether you’re in good health naturally or you rely on medication and specialists to stay that way, finding the right health insurance plan is key—and you could pay a penalty if you don’t have it. If you’re self-employed, your employer doesn’t offer health insurance, or even if you simply think you might be better off [...]
Should I Make a Homeowner’s Insurance Claim?
Major damage to your home can also do damage to your wallet, and homeowner’s insurance is intended to help manage some of that cost. However, simply having insurance doesn’t mean that you should file a claim every time something goes wrong with your house. “Insurance isn’t meant to be a home warranty program,” says Colt [...]
Life Insurance vs. Disability Insurance: Do You Need Both?
Life insurance and disability insurance are both important types of insurance to consider, especially if you have family members who depend on your earnings. Consumers might want to consider weighing these two different forms of insurance to determine if they want to purchase just one or if the benefits to getting both outweigh the costs. [...]
When You’re Dropped by Your Homeowners Insurance Company
Homeowner’s insurance coverage is designed to protect your finances if a catastrophe befalls your biggest asset. It can help you recover from unexpected—and expensive—damage to your home, and most lenders require you to purchase it before they will close on your loan. If you’ve been dropped by your homeowner’s insurance company, you may run the [...]
Five Ways to Insure Wedded Bliss
When you’re engaged, planning your dream wedding can be fun. However, during this exciting time, it’s important to remember to factor in the practical aspects of a wedding, such as insurance. Here are some other types of insurance to be aware of before Before you say “I do,” you and your significant other may want [...]
Could Your Dog Keep You From Getting Homeowner’s Insurance?
When it comes to homeowner’s insurance, some pet owners are finding theirs goes to the dogs these days. Some insurance carriers are refusing to insure homeowners who own certain breeds of dogs that have been deemed dangerous, such as the Pit bull dog, Rottweilers, and Chow Chows. Others may take the dogs on a case-by-case [...]