Insurance
Storms, Hurricanes And Homeowners Insurance
In 2006 there were 33 catastrophic events that cost insurers nearly $9 billion in losses. Homeowners and renters saw a rise in their insurance premiums. Renters and homeowners should be very cautious when considering going without insurance.
Buy Insurance To Protect Rental Property
When you own multiple rental properties you may begin to worry about tenant lawsuits. Is creating an LLC a way to avoid lawsuits when you own rental property? Buying an umbrella liability insurance policy may be a better idea.
Real Estate Minute: Private Mortgage Insurance Might Be a Smart Move Financially
Real Estate Minute with Ilyce Glink
Private Mortgage Insurance Might Be a Smart Move Financially
Original Air Date: September 29, 2006
Real Estate Minute: Bypass Life Insurance Annuities
Real Estate Minute with Ilyce Glink
Bypass Annuities
Original Air Date: July 12, 2006
Real Estate Minute: Flood Insurance
Real Estate Minute with Ilyce Glink
Flood Insurance
Original Air Date: July 10, 2006
Title Insurance Company Can Discover Deed Problems
Is a general or special warranty deed better for selling property? When selling a residential property, the type of warranty deed you use, or title, isn’t so important. A special warranty deed is usually used for commercial real estate sales. During the home sale process, a title company will run a title search and discover any problems with the deed or title. Usually a general warranty deed is used when selling a residential property.
Finding Which Insurance Is Right For You
There are many types of insurance available: homeowner’s or renter’s insurance, auto insurance and health insurance, life insurance (term or some version of whole life), long-term care insurance, disability insurance, business insurance, and excess liability coverage, also known as umbrella insurance. These days, it seems as though there is an insurance policy for every sort of situation a consumer might face. Which insurance is right for you?
Are You Properly Insured?
Insurance is one of those necessary expenses we have to live with. Why? If you don’t protect yourself and the worst happens, you could wind up broke. Mortgage lenders will generally require you to purchase insurance for at least the amount of your mortgage. The concept is that if your house burns to the ground, or is ruined by some other disaster, you’ll have enough money to repay your loan.
12 Things You Can Do To Pay Less For Your Homeowner’s Insurance Policy
If you have more than one claim in 7 years, or if you live in a flood or disaster-prone area, your insurance premiums may have increased dramatically over the past five years. Here are some tips for lowering your insurance costs including shopping around, raising your deductible, getting a security system and even going to school.
Check For Adequate Homeowners Insurance Coverage
You want to have adequate homeowners insurance coverage, so that in case of your home being destroyed, you will be covered for the full replacement of your home. In times of natural disasters the cost of insurance and home repairs can skyrocket. If your current insurance company won’t sell you adequate coverage, look around for a different insurance company.
