Comments for ThinkGlink http://www.thinkglink.com Personal Finance Advice, Real Estate Advice, Consumer Advice Thu, 23 Feb 2012 05:49:05 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Divorce Decree May Require Ex-Spouse To Refinance Mortgage by Josie Bombon http://www.thinkglink.com/2009/11/05/divorce-decree-may-require-ex-spouse-to-refinance-mortgage/#comment-8091 Josie Bombon Thu, 23 Feb 2012 05:49:05 +0000 http://thinkglink.tablexi.com/2009/11/05/divorce-decree-may-require-ex-spouse-to-refinance-mortgage/#comment-8091 Q: My ex-husband and I divorced in Aug 2011 and became final this month (Feb 2012), the divorce decree states that the main residence is awarded to me so he wants me to transfer my name on the loan and take his name out, he has not signed any quit claim deed yet. The problem is I do not have job, I am on disability (so my only income is the disability check, part of his retirement and spousal support, of which he is not giving me 100% but that's another issue) and my credit is not that good anymore. I am not living in the property, he is along with our two adult children. He said he was going to give me rent money of which I have not seen, I guess to help me defray the cost of mortgage. I haven't called the lender but from what I know, the lender will not entertain me because I am not on the loan. Any advice on how to proceed with this? Q: My ex-husband and I divorced in Aug 2011 and became final this month (Feb 2012), the divorce decree states that the main residence is awarded to me so he wants me to transfer my name on the loan and take his name out, he has not signed any quit claim deed yet. The problem is I do not have job, I am on disability (so my only income is the disability check, part of his retirement and spousal support, of which he is not giving me 100% but that’s another issue) and my credit is not that good anymore. I am not living in the property, he is along with our two adult children. He said he was going to give me rent money of which I have not seen, I guess to help me defray the cost of mortgage. I haven’t called the lender but from what I know, the lender will not entertain me because I am not on the loan. Any advice on how to proceed with this?

]]> Comment on Structural Problems Found After Purchase Of Home by James King http://www.thinkglink.com/2007/05/29/structural-problems-found-after-purchase-of-home/#comment-8082 James King Wed, 22 Feb 2012 16:22:03 +0000 http://thinkglink.tablexi.com/2007/05/29/structural-problems-found-after-purchase-of-home/#comment-8082 If the repairs are significant, would you first contact a real estate attorney? Should you discuss this ahead of time with the broker? Would you contact several builders or building contractors to document the problems? If the repairs are significant, would you first contact a real estate attorney?
Should you discuss this ahead of time with the broker? Would you contact several builders or building contractors to document the problems?

]]> Comment on Buying Foreclosed Homes And Getting to Closing by Foreclosure Process and REO Activity Increased in January http://www.thinkglink.com/2012/01/05/buying-foreclosed-homes-closing/#comment-8071 Foreclosure Process and REO Activity Increased in January Thu, 16 Feb 2012 20:35:33 +0000 http://www.thinkglink.com/?p=123316#comment-8071 [...] filings — which include default notices, scheduled auctions and bank repossessions (REO) — rose 3 percent in [...] [...] filings — which include default notices, scheduled auctions and bank repossessions (REO) — rose 3 percent in [...]

]]> Comment on Builder Won’t Fix Problems In New Home by heather collins http://www.thinkglink.com/2008/04/03/builder-wont-fix-problems-in-new-home/#comment-8064 heather collins Thu, 16 Feb 2012 00:39:39 +0000 http://thinkglink.tablexi.com/2008/04/03/builder-wont-fix-problems-in-new-home/#comment-8064 we purschased a modular home from scotbuilt homes out of GA. We hav enot been in our home a year yet, but since day one we have hoad major problems. the company has been out three times claiming that they have fixed the issues but they have not. We have addressed our roof twice and they said it was down right with out even looking at it. Now we have torn shingles and a whole in our roof and when it rains it leaks. What can we do so they will have to fix our problems. These are only a few of many many issues. Our house was built and delievered in less than 17 days. Our house was custom built to what we wanted and all top of the line cabinets and tile. Please help we do not know what to do, they will not call us back or neither will the dealer we purchased our house from. we purschased a modular home from scotbuilt homes out of GA. We hav enot been in our home a year yet, but since day one we have hoad major problems. the company has been out three times claiming that they have fixed the issues but they have not. We have addressed our roof twice and they said it was down right with out even looking at it. Now we have torn shingles and a whole in our roof and when it rains it leaks. What can we do so they will have to fix our problems. These are only a few of many many issues. Our house was built and delievered in less than 17 days. Our house was custom built to what we wanted and all top of the line cabinets and tile. Please help we do not know what to do, they will not call us back or neither will the dealer we purchased our house from.

]]> Comment on Sell Investment Property At Loss, Claim Tax Deduction by RogerBbelcher http://www.thinkglink.com/2006/05/20/sell-investment-property-at-loss-claim-tax-deduction/#comment-8063 RogerBbelcher Thu, 16 Feb 2012 00:32:44 +0000 http://thinkglink.tablexi.com/2006/05/20/sell-investment-property-at-loss-claim-tax-deduction/#comment-8063 I purchased a tanning salon two years ago and it did't work out. I purchased it for 37,000 dollars and sold it last year for about 9,000 dollars.Can i deduct or recieve some sort of compensation for my loss in taxes or business loss. I purchased a tanning salon two years ago and it did’t work out. I purchased it for 37,000 dollars and sold it last year for about 9,000 dollars.Can i deduct or recieve some sort of compensation for my loss in taxes or business loss.

]]> Comment on Seller and Buyer Closing Costs State By State by Laraine http://www.thinkglink.com/2009/07/28/seller-and-buyer-closing-costs-state-by-state/#comment-8053 Laraine Tue, 14 Feb 2012 23:58:52 +0000 http://thinkglink.tablexi.com/2009/07/28/seller-and-buyer-closing-costs-state-by-state/#comment-8053 I am thinking of selling a home in Florida. Could you please tell me who is responsible for the survey of the property in Fl? Bringing electrical up to code. If you as the buyer want to have it rezoned. I am sure the laws are probably different in Fl than they are in Mi. I am thinking of selling a home in Florida.
Could you please tell me who is responsible for the survey of the property in Fl? Bringing electrical up to code. If you as the buyer want to have it rezoned.
I am sure the laws are probably different in Fl than they are in Mi.

]]> Comment on Condo Financing Faces Strict Rules From Fannie Mae, Freddie Mac, FHA by Mike Armstrong http://www.thinkglink.com/2010/01/11/condo-financing-faces-strict-rules-from-fannie-mae-freddie-mac-fha/#comment-8040 Mike Armstrong Mon, 13 Feb 2012 20:07:05 +0000 http://thinkglink.tablexi.com/2010/01/11/condo-financing-faces-strict-rules-from-fannie-mae-freddie-mac-fha/#comment-8040 We have had our condo on the market for more than two years and the condo association refuses to have the 12 year old complex approved for FHA. That cuts about 70 percent of the buyer market out. We can't buy or build here in Texas till it is sold so we are really locked. Selling the codo would put about $700.00 more in our pocket if we could sell and build here. We can't take advantage of the lower interest rates. When you stop and think about it, someone can't buy our propert, we can't build or buy another property and the builders can't build our new house, - jobs lost. Whomever cameup with this one ought to tale a hike. Maybe they will soon! We have had our condo on the market for more than two years and the condo association refuses to have the 12 year old complex approved for FHA. That cuts about 70 percent of the buyer market out. We can’t buy or build here in Texas till it is sold so we are really locked. Selling the codo would put about $700.00 more in our pocket if we could sell and build here. We can’t take advantage of the lower interest rates. When you stop and think about it, someone can’t buy our propert, we can’t build or buy another property and the builders can’t build our new house, – jobs lost. Whomever cameup with this one ought to tale a hike. Maybe they will soon!

]]> Comment on Ilyce Glink Show – Family Money – January 29, 2012 by Samuel J. Tamkin http://www.thinkglink.com/2012/01/29/ilyce-glink-show-economy-housing-market-january-29-2012/#comment-8016 Samuel J. Tamkin Thu, 09 Feb 2012 21:42:52 +0000 http://www.thinkglink.com/?p=123623#comment-8016 We have a number of stories we have written on loan modification hell here (http://www.thinkglink.com/2011/03/25/loan-modification-hell-file-complaint-with-occ-for-lender-delays/) and at CBS Moneywatch (http://www.cbsnews.com/8301-505145_162-37141479/loan-modification-hell-not-for-this-homeowner/?tag=mncol;lst;2). Good luck. Tell us how your story ends up here. Thanks. We have a number of stories we have written on loan modification hell here (http://www.thinkglink.com/2011/03/25/loan-modification-hell-file-complaint-with-occ-for-lender-delays/) and at CBS Moneywatch (http://www.cbsnews.com/8301-505145_162-37141479/loan-modification-hell-not-for-this-homeowner/?tag=mncol;lst;2).
Good luck.
Tell us how your story ends up here.
Thanks.

]]> Comment on Ilyce Glink Show – Family Money – January 29, 2012 by Todd Siegel http://www.thinkglink.com/2012/01/29/ilyce-glink-show-economy-housing-market-january-29-2012/#comment-8015 Todd Siegel Thu, 09 Feb 2012 20:24:21 +0000 http://www.thinkglink.com/?p=123623#comment-8015 Dear Ms. Glink, I corresponded with you in the past about Loan Modification hell. Is that series of posts available anywhere. I was going to use my entries to guide my complaint to submit to our Attorney General. Thank you, Todd Siegel Dear Ms. Glink,

I corresponded with you in the past about Loan Modification hell. Is that series of posts available anywhere. I was going to use my entries to guide my complaint to submit to our Attorney General.
Thank you,

Todd Siegel

]]> Comment on Clark Howard Show Notes – January 18, 2010 – Investment: How To Invest Your Money in 2010 by Estate Agents Swansea http://www.thinkglink.com/2010/01/18/clark-howard-show-notes-january-18-2010-investment-how-to-invest-your-money-in-2010/#comment-8013 Estate Agents Swansea Thu, 09 Feb 2012 11:39:04 +0000 http://thinkglink.tablexi.com/2010/01/18/clark-howard-show-notes-january-18-2010-investment-how-to-invest-your-money-in-2010/#comment-8013 I just like the valuable info you supply to your articles. I'll bookmark your weblog and take a look at once more right here frequently. I'm moderately sure I'll be told plenty of new stuff proper right here! Good luck for the following! I just like the valuable info you supply to your articles. I’ll bookmark your weblog and take a look at once more right here frequently. I’m moderately sure I’ll be told plenty of new stuff proper right here! Good luck for the following!

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