Credit History

A credit history is your financial autobiography. It lists your name, current and previous addresses, phone number, Social Security number, date of birth, current and previous employers. It may also have your spouse's name. It lists credit accounts, public records, credit inquiries and any statements of dispute. A good credit history can help you get the best terms on every financial transaction. Learn here how your credit history will affect you.

Featured Credit History Article

Paying Off Debt Held By Collection Agency

Paying Off Debt Held By Collection Agency If you want to pay off a debt held by a collection agency, there are certain things you should know. Depending on how the collection agency will report the payment, your credit report, credit history and credit score may be affected differently. It's important that you know how the collection agency will report your payment. While paying off the debt held by the collection agency is easy, you should understand the impact it will have on your credit.

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