Interest Rates

Interest rates affect a wide variety of financial transactions from mortgage lending to investments to basic savings accounts. Learn more here about interest rates and what they mean for your financial planning.

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ARM Refinance May Be Required To Lock In Mortgage Rate

ARM refinance may be required to lock in your mortgage rate. It depends on the type of ARM (adjustable rate mortgage) you hold. When you refinance an adjustable rate mortgage or ARM, the lender may allow you to lock in your mortgage rate at a certain point in the loan. Other ARM terms may require you to refinance your loan to prevent your mortgage rate from resetting every year, depending on what your mortgage is tied to.

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