Ilyce Glink's BlogWelcome to Ilyce Glink's blog! Here you'll find Ilyce's latest insights on personal finance advice, real estate advice and consumer issues. Come back often for timely and interesting posts on a wide variety of topics. Thursday, August 21, 2008 Listen to The Ilyce Glink ShowYou can now download the last two episodes of The Ilyce Glink Show from ThinkGlink.com. Labels: Facebook, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 11:45 AM
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Sunday, August 17, 2008 The Ilyce Glink Show NotesJohn Ventura mentioned this number - 1-800-569-4287 - if you're looking for a housing counselor to help you avoid foreclosure. Labels: Ilyce Glink, John Ventura, Radio, WSB
posted by Melanie G. Rogers at 11:08 AM
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Today on The Ilyce Glink ShowListen now to hear author John Ventura talk about estate planning include transfer on death deeds, probate and trusts. Ilyce also interviewed enrolled agent Bill Cartwright about the Mortgage Forgiveness Debt Relief Act. If you want to find an enrolled agent to help you with taxes visit http://www.naea.org/MemberPortal/. Labels: estate planning, Ilyce Glink, John Ventura, WSB
posted by Melanie G. Rogers at 10:42 AM
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Thursday, August 14, 2008 The Ilyce Glink Show on FacebookWe just started a Facebook group for fans of Ilyce's Sunday radio show. Labels: Facebook, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 4:37 PM
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Sunday, August 10, 2008 Today on the Ilyce Glink Show August 10, 2008There's a lot to talk about on Today's Show. Labels: CDs, closing costs, Ilyce Glink, Mortgage, Tax, WSB
posted by Ilyce Glink at 8:11 AM
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Tuesday, August 05, 2008 Listen to Ilyce's Radio ShowsI just posted three episodes of the Clark Howard Show from last week. And also the Ilyce Glink Show from this past Sunday, August 3. Labels: Clark Howard, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 12:45 PM
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Sunday, August 03, 2008 Ilyce Glink Show, Sunday August 3rdToday on the Ilyce Glink Show, Ilyce talked again about how important it is to choose a 1031 exchange third party administrator who takes security very seriously. You can find out what questions to ask a prospective 1031 exchange third party intermediary by clicking here. Labels: 1031 Exchange, Gold, Ilyce Glink, WSB
posted by Ilyce Glink at 10:06 AM
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Wednesday, July 30, 2008 Seller vs. Agent -- From Today's ShowWe had a caller today who had gotten divorced in January and her neighbor (who turned out to be a real estate agent) said she had a buyer for her house. The seller found herself quickly agreeing to sell her house and now is wondering why she paid a 3 percent commission to the neighbor/agent, and whether she sold her house for too little. She also complained that a couple of weeks before the closing, the neighbor/agent presented her with a document (that she didn't read, but that she signed) that may have said something about her being responsible for the commission. What did I think? Labels: Agents, Clark Howard, Realtors, WSB
posted by Ilyce Glink at 9:39 PM
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1 Comments:Does anyone live in a subdivision where there are several people who ignore the subdivision rules? posted by mona | August 01, 2008 11:19 AM | more stuff
1031 Exchange Questions You Should AskIf you're doing 1031 tax exchanges, you'll want to make sure that your funds are safe. You don't want to wake up to find out that some guy skimmed $100 million of taxpayer funds and yours are part of it. Labels: Clark Howard, WSB
posted by Ilyce Glink at 1:32 PM
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Buy a Foreclosure and ProfitThe foreclosure numbers look awful. As many as 1 in 22 families in Nevada received some sort of foreclosure notice in June 08. The states that are in the worst shape, foreclosure-wise, including Nevada, California, Arizona, Ohio, Michigan, Texas, Georgia, Illinois and New York. Labels: Clark Howard, Foreclosure, WSB
posted by Ilyce Glink at 1:20 PM
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1 Comments:Here in Northern Virginia we have foreclosures that are listed in the upper $200s to mid $300k range, that were sold for mid $50s in 2006. Most of them need a little TLC, but they already have built in equity. With a little sweat equity, people could be profiting very well from these properties. posted by Laura Rubinchuk | July 30, 2008 3:29 PM | more stuff
Federal HOPE Housing Hotline and CCCS of Greater Atlanta Housing CounselingIf you want to see if you qualify for help, call the Federal HOPE Housing Hotline 888-995 HOPE. Labels: CCCS, Clark Howard, HOPE NOW, WSB
posted by Ilyce Glink at 1:17 PM
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MovingScam.comIf you're moving, be sure to check out movingscam.com before you hire someone. There's a terrible scam where the bill of lading is doubled after your stuff is loaded on the truck. Then, unless you hand over the cash, they'll store your stuff on the truck, and you'll just watch the fees increase. Labels: Clark Howard, WSB
posted by Ilyce Glink at 12:51 PM
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Today on the Clark Howard Show July 30, 2008The fun continues today on the Clark Howard Show. I'll be filling in from 1p to 4p EST as Clark winds up his summer vacation. Labels: Clark Howard, WSB
posted by Ilyce Glink at 10:24 AM
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2 Comments:Is there a limit under the newly passed assistence to homeowners law? In other words is there a maximum amount a mortgage amount under this new law? posted by | July 30, 2008 12:37 PM | more stuff
The maximum mortgage loan amount is $625,500 for jumbo loans, and this only applies to certain high cost areas. For conventional mortgages the limit remains $417,000. The amounts are the same for refinances. posted by Melanie G. Rogers | July 30, 2008 12:52 PM | more stuff
Tuesday, July 29, 2008 Should You Cancel a Whole Life Policy?I had a conversation with Helen on the show about whether she should keep her $50,000 whole life policy, for which she pays $335 per year. Labels: Clark Howard, insurance, WSB
posted by Ilyce Glink at 12:49 PM
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Can Jason Sue? It Depends Who Called His ParentsI called John Ventura, an attorney with 30 years of experience who also happens to be director of the Texas Consumer Complaint Center, a great resource of consumer law assistance for folks nationwide. Labels: Clark Howard, WSB
posted by Ilyce Glink at 12:18 PM
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Listen to the July 27 Ilyce Glink ShowIf you missed this past Sunday's Ilyce Glink Show, you can catch it on the ThinkGlink Web site. Labels: Clark Howard, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 11:57 AM
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Monday, July 28, 2008 A Mom Shares Her PerspectiveAs a mom trying to teach an 18-year-old to manage his money, I think you were right on the mark with your advice to Jason. Labels: credit cards, credit score, creditors, debtors, WSB
posted by Melanie G. Rogers at 3:22 PM
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Question About Jason's Credit Card and His ParentsOne of the blog posters asked whether Jason's parents were co-signers on the credit card. The answer is no. Labels: Clark Howard, credit cards, credit score, creditors, debtors, WSB
posted by Ilyce Glink at 2:20 PM
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Today on the Clark Howard Show July 28, 2008I'll be filling in for Clark Howard 1p to 4p EST. Listen live at WSBradio . Labels: Clark Howard, WSB
posted by Ilyce Glink at 9:57 AM
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Saturday, July 26, 2008 Back from San Francisco with Stories to TellFolks, I'm back from the Inman Real Estate Connect conference and it was just terrific. There's a lot of cool stuff that I saw that that I'll share on the Ilyce Glink show Sunday morning. Labels: Inman Connect, WSB
posted by Ilyce Glink at 8:54 PM
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Friday, July 25, 2008 Radio Show Podcasts and RecordingsIlyce's latest radio show appearances are now available at ThinkGlink.com. Listen to the July 20 episode of the Ilyce Glink Show or the July 21 or 22 episodes of the Clark Howard Show. Clark's on vacation and Ilyce filled in. This page also gives radio show descriptions so you can find topics that interest you. Labels: Clark Howard, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 4:39 PM
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Tuesday, July 22, 2008 Once Clark Is In The Mayor's Office...One of Ilyce's fans sent this: Labels: Clark Howard, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 3:05 PM
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Today on the Clark Howard Show July 22, 2008Today on the Clark Howard Show, we're going to tackle the following topics: Labels: Clark Howard, WSB
posted by Ilyce Glink at 12:03 PM
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1 Comments:Hi today was first time listening to the show and I'm very impressed. I am currently going through the stages of recieving my license in real estate and it just so much to learn and keep up with. But with the advice you given me today just assured me i will do great. Thank you so much and i will continue to be a listener of your show and Clark Howard as well. Again thank you for being the person you are to dispense your knowledge on to the little people like me. posted by | July 22, 2008 3:11 PM | more stuff
Free EBook Offer Extended Through July 22, 2008If you're a WSB listener, and you sign up for my free weekly newsletter at www.thinkglink.com (look for the red NEWSLETTER sign and enter your email address and fill out the form -- check the WSB box), we will send you a free copy of my ebook "How to Save $50 Per Month." Labels: Clark Howard, Newsletter, WSB
posted by Ilyce Glink at 11:59 AM
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Monday, July 21, 2008 Today on the Clark Howard Show July 21, 2008We're live on the air with the Clark Howard Show. I just advised Amanda, who is opening up her own business, to think about how she is going to organize the business before shopping around for an HSA plan. For example, her payroll company (I use SurePayroll) might offer health insurance and a 401(k) plan that would tie indirectly to her payroll, which is very easy. Labels: Clark Howard, WSB
posted by Ilyce Glink at 12:49 PM
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2 Comments:some money saving tips that no one seems to do: (1)don't drive faster than 50-55mph and similarly don't rev the engine past 2500 rpm's, (2)shop at Kroger or Wal-Mart for gas to get the extra $.03-.10 discounts posted by | July 21, 2008 1:48 PM | more stuff
Another tip to save on gas is to use www.gasbuddy.com I use that every time I fill up. It's a site that compiles gas prices based on your zip code. Users update the site so it is usually very current. posted by Scott | July 21, 2008 1:57 PM | more stuff
Sunday, June 29, 2008 Today on the Ilyce Glink ShowIt's been a tough week for the financial markets. The Dow Jones index lost about 3 percent of its value. The stock market is down more than 9 percent for the year (2008), and we're just teetering on the edge of an official bear market (market is down 19.9 percent from its high; 20 percent below the high is an official bear market). We haven't seen the stock market this low since 2006, and in many ways -- except for the price of oil -- it does feel like we're really rolling back the clock in other ways as well. We're going to dissect this on the show today and talk about the TransUnion settlement, that entitles about 160 million Americans to get free credit report monitoring (shortcut: go to http://www.listclassaction.com/ or call 866-416-3470 to see if you qualify), and discuss what's happening in the economy and why we may not get out of this mess until 2010. And, of course we'll be answering all of your call on today's show. I hope you can join us. Listen live online at http://www.wsbradio.com/ or call toll-free 800-WSB-TALK. Labels: credit score, oil, stock market, WSB
posted by Ilyce Glink at 9:49 AM
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Sunday, June 22, 2008 Ilyce Glink Show, Sunday, June 22, 2008Today on the Ilyce Glink show, we'll be talking about Operation Malicious Mortgage, the FBI's huge national takedown of mortgage fraud schemes. We'll also be talking about how the FHA is going to renew attempts to get rid of third-party downpayment programs, like Nehemiah, and why that's so important. Labels: FBI, Mortgage, Nehemiah, WSB
posted by Ilyce Glink at 10:03 AM
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Tuesday, June 17, 2008 Listen to Ilyce's Radio Show - Father's DayYou can listen to Ilyce's June 15 radio show right here: http://www.thinkglink.com/radio.asp Labels: Father's Day, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 10:32 AM
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Sunday, June 15, 2008 Making Crank with Propane TanksAccording to a summer safety alert from the National Propane Tank Association, Methamphetamine users have discovered that they can take propane tanks, drain them and fill them with something called anhydrous ammonia. When the Meth labs are finished with the propane tanks, they return them to the store. What happens next is really scary. The propane tanks are refilled, and then folks like us buy them and start cooking on them. But according to the NPTA, if your tank has anhydrous ammonia traces in it, it could turn into a huge explosion! Here's the news alert from the NPTA. Take care when grilling this summer. Subject: Summer Safety Alert Methamphetamine cooks are buying propane tanks from the exchanges at Wal-Mart, Kroger, etc. and emptying them of the propane gas. Then they fill the propane tanks with anhydrous ammonia, which they now have a recipe to cook Methamphetamine. After they are finished with the propane tanks, they return them to the store. The stores refill the tanks with propane gas, unknowing to them the improper substance that was inserted in the tanks and sell them to their consumers. Anhydrous ammonia is very corrosive and weakens the structure of the tank. It can be very dangerous when mixed with propane gas and hooked up to a grill, recreation vehicle, etc. You should inspect the propane tank for any blue or greenish residue around the valve areas. If there are evidences of these substances, do not purchase the propane tank and advise the vendor of your findings. The information was researched, and you should check out the following website for more details. They also have pictures for you to view. http://www.npga.org/i4a/pages/index.cfm?pageid=529 Labels: Propane Tanks, WSB
posted by Ilyce Glink at 10:48 AM
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Monday, June 09, 2008 The Ilyce Glink Radio Show Has Been PostedCheck it out at iTunes.com or ThinkGlink.com/radio. Labels: WSB
posted by Ilyce Glink at 4:56 PM
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Sunday, June 08, 2008 Today on the Ilyce Glink ShowI emailed my investment advisor Friday morning, when the stock market looked like it was melting down. Labels: stock market, WSB
posted by Ilyce Glink at 9:50 AM
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Saturday, June 07, 2008 Getting Ready for Good Morning AmericaYou'd think that a longtime television reporter and radio talk show host like me wouldn't get nervous about appearing on a big show like Oprah, the Today Show, or Good Morning America. But the truth is, even if you put in 10 years in local television, it isn't anything like a big national show. Labels: Good Morning America, WSB
posted by Ilyce Glink at 10:06 AM
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Saturday Morning with Dave Baker, WSB Home Fix-It Show HostDave Baker asked me to sit in this morning in the 11am hour to chat about the housing market in general and in Atlanta. Tune in live at www.wsbradio.com. We'll try to get a copy of the house in case you missed it. Labels: WSB
posted by Ilyce Glink at 10:00 AM
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Wednesday, June 04, 2008 Listen to Ilyce's Radio ShowI just posted Ilyce's last WSB radio show to ThinkGlink.com and to iTunes. If you're on the go, you can download the podcast and listen to it any time. Labels: Grill, Ilyce Glink, Radio, WSB
posted by Melanie G. Rogers at 11:23 AM
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Sunday, June 01, 2008 How Are You Spending Your Stimulus CheckWe've had an amazing response to our query today: How are you spending your rebate check? Here's what some of our callers said about how they're going to spend their money: Darlene got $600, and even though she used Turbo Tax to file her tax return, requesting direct deposit, she got a paper check. Fred said he wasn't getting a check. He pays AMT and feels that anyone who gets a check and buys a TV with it is actually getting a gift from him. Ron echoed that sentimentl. Bill got $105 because he was at the upper end of the income limit. He had back problems, so he used the check for several lawn trimmings. Alan got $1,200 and paid off debt. Jennifer got $2,100 and used it to pay her mortgage, property taxes and bills. Kevin is getting $150 and thinks he'll use it to fill up his gas tank twice. Ann wanted to know how to check to see if her 18-year old would get a check. I told her to go to http://www.irs.gov/ to look it up. Her son wants to use it to fix his truck after hitting a deer. (Ouch!) Diane got $1,200 and sent the entire amount to prepay the loan on her car, which the credit card company wrongly applied all to the interest owed. She's "educating" them. David got $1,800. He has six kids and paid down his credit card debt. Jenny got $3,000 (she also has six kids) and used some toward food, and to pay bills. She got caught up on all of her bills and then some. Jackie got $924 and used it to buy a new bike and bike trailer for her toddler. She loves it! Don got $1,200 and is using it to pay down debt. Norma is expecting $900 and wanted to know when she'd get her check. Mike got $2,100, and is taking an RV vacation with his kids. The trip was paid for already, but this will help with gas (it'll cost roughly $600 for gas for the 1,500 mile trip) and extras. What are you doing with your rebate? Contribute to the conversation here.
posted by Ilyce Glink at 10:29 AM
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