Mortgage Lenders
When choosing a good mortgage lender, whether you choose a mortgage broker or a mortgage banker, you'll want someone who can do the job right. Finding a lender who will take the time to make sure you understand the different loan programs being offered, and will help you decide which loan best meets your needs is key to having a smooth closing. Check out the articles, columns, blog posts, radio shows and videos for more information about mortgage lenders.
Featured Mortgage Lenders Article
Taylor Bean And Whitaker: Continuing Mortgage Lender Problems And Escrows
Added February 5, 2010 by Ilyce R. Glink
Taylor Bean And Whitaker: Continuing Mortgage Lender Problems And Escrows
When a loan servicing company goes out of business, you would think that the troubles would be over for those borrowers that had been dealing with that lender. Think again. Taylor Bean and Whitaker Mortgage Company went out of business last summer. Their customers are still feeling the pain. They may have new loan servicing companies, but the new loan servicing companies won't honor the amounts these borrowers paid TBW in their escrow accounts. You would think that escrow accounts (money held by a lender in trust on behalf of their borrowers) for the payment of real estate taxes and insurance premiums would be safe. But those accounts are frozen. You'd think that the federal government would have a law on the books that forces lenders to keep those accounts safe and segregated and readily available to transfer from one lender to another. And yet, months after TBW's bankruptcy, customers are still waiting for money, answers and are suffering with increased payments to their new loan servicers.
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How To Pay Your Contractor
Summary:
You should never pay your contractor in full before the entire job is completed. Not that he's going to run off with your money, but you want to keep some incentive to get the job done right. You should give a deposit of 5 to 10 percent of the budget before work starts to pay for expenses like…
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