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Mortage Qualification Calculator

This calculator can help you determine how much you can afford to spend on a home.

Based on your current income and expenses, it estimates the loan amount that you may expect to qualify for in today's market.
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Simply enter your monthly income, the down payment you're planning to make, any current debt payments, and the term and interest rate of the loan for which you are planning to apply. Then click Calculate.

Monthly Income (before taxes):

Down Payment:

Monthly Debt Payments (automobile, credit card, and other personal debt):

Loan Term (in years):

 years

Interest Rate:

 %

Loan Amount:

Maximum Purchase Price
(based on income & down payment):

Monthly Payments
(based on monthly income at 36% DTI):

This calculator does not take into consideration items such as property taxes, hazard insurance, homeowners association costs, or mortgage insurance. Calculations are based on borrowers with average/good credit scores

The accuracy of this calculator and its applicability to your circumstances is not guaranteed. You should obtain personal advice from qualified professionals.