Personal Loan
A personal loan is a loan that a borrower takes out that's not used for a mortgage or car. A personal loan may be used for travel or to pay down other debt. You can also borrow money from friends or family and consider it a personal loan.
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Qualifying For a Mortgage Loan Stricter For Home Equity Lines Of Credit
Added November 20, 2009 by Ilyce R. Glink
Qualifying For a Mortgage Loan Stricter For Home Equity Lines Of Credit
Today, bank requirements for a loan are stricter for new home equity lines of credit than they were just a few years ago. Banks and lenders are tightening the requirements for home equity lines of credit and other personal lines of credit to make sure their funds are safe.
Now, banks might require higher credit scores, more equity in your home, and other strict requirements before they will give you a line of credit. However, if you shop around, you may be able to find a bank willing to give you a home equity line of credit.
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