Articles By Ilyce
Ilyce Glink is an award-winning, nationally syndicated columnist, television reporter and radio talk show host who is widely known for her expertise on trends and issues in real estate and finance. Her syndicated column REAL ESTATE MATTERS offers common sense information and practical insights for anyone thinking about buying, selling, rehabbing or refinancing a home.
- The Demand For Home Improvement Projects Keeps Improving - The Demand For Home Improvement Projects Keeps Improving
- Four Years After Closing, A Problem Surfaces - A buyer asks if they have any options regarding an undisclosed problem that the sellers knew about. Illyce explains that you have no recourse unless you can prove the sellers fraudulently deceived you.
- Roth IRA Basics - Illyce explains how Roth IRAs work and compare them to other retirement accounts. She compares 401(k),457(b), Keogh, SIMPLE, and conventional IRA.
- Index Funds and Roth IRA - Illyce gives a thumbs up to including an index fund in a Roth IRA and to making contributions to a child's IRA.
- Real Estate Questions and Answers - December 29, 2003 - Real Estate Questions and Answers - December 29, 2003
- Creating A Paper Trail When Downloading Statements - A new Quicken user asks Illyce about creating a paper trail. Illyce explains that until you’re feeling comfortable with the program, download the information into Quicken and also print a copy of the record so you can make sure the download of information has posted correctly.
- How to Get Credit - Here are some simple steps anyone can take to help establish their credit history.
- Subprime Credit Score - Ilyce explains how lenders decipher your credit score.
- Financing Co-Ops - The best way to find co-op loans is to talk to real estate agents who list co-ops for sale. They generally know the local lenders who will finance a co-op property.
- Buying A For Sale By Owner Home - When buying a house that is for sale by owner, make sure the house is fairly priced, hire a real estate attorney and ask the seller to pay half the broker's commission.
- Properties Sold After Late Payment On Tax Bill - A property owner does not pay his property tax after an error is detected. The owner needs to get down to the county tax collector and speak to someone in the office who can tell you what you need to do to redeem your properties. At this point, they may just have to pay all of the tax, even if one of the tax bills has an incorrect amount listed on it.
- Flipping Real Estate? Carlton Sheets and Other Authors - A writer asks if Illyce knows of Carlton Sheet's investment methods. She suggests a number of reliable books and authors for real estate information.
- Mortgage Escrow Accounts - Illyce discusses the pros and cons of managing your own escrow account.
- Home Inspectors - Everyone who buys a newly-constructed home should have a professional home inspector tour the home at least once before closing, and preferably at the following points during construction: after the foundation is poured; after the house is framed; after the house is wired and plumbed but before the wallboard is put on, and before closing for any final issues.
- Book Every Real Estate Investor Will Love - If you’ve decided to invest in real estate, here’s a quick look at some recent titles that may prove helpful as you begin your search for the right investment property.
- Seller Doesn't Move As Planned - You should never close on a property without the seller already having moved out or without a written arrangement that includes your holding cash back from the deal to ensure that the seller will really leave.
- Furnace Fails After Closing - It is hard when big-ticket items like appliances fail shortly after closing. Illyce discusses any recourse the buyer may have and how to purchase a new furnace.
- Personal Finance Resolutions for 2004 - Personal Finance Resolutions for 2004
- Job Change Impacts New Mortgage - A family is concerned about job changes close to the closing date of their new home. Ilyce advices that fortunately, lenders no longer worry about what job you have as much as they like to see you gainfully, and continually, employed.
- Refinancing After A Job Lose - A writer wonders if he can refinance after losing his job. Illyce explains that without a regular source of income, like a full-time job, you will have a difficult time refinancing your existing loan or even getting a home equity loan or line of credit.
- Selling Home With Converted Breakfast Nook - A homeowner has converted their breakfast nook into a play space. They wonder if they need to change it back before putting their home on the market. Ilyce suggests leaving it as is, listing the breakfast nook and taking a picture of the space with a table in place.
- Home Equity Loan Or Refinance? - A writer wonders whether to refinance a loan or get a home equity loan. Illyce explains that it depends on how quickly you plan to pay off your loan.
- Disclose Noisy Neighbor To Buyer? - A writer ask if they need to disclose the neighbors daily piano practice. Illyce explains if you are asked about neighbors, you should answer honestly.
- Find An Experienced Real Estate Agent - A new real estate agent questions Ilyce's advice about using only experience agents. Ilyce stands by her advice, especially in case a deal goes bad.
- Refinancing Mistakes - Get the Best Refinancing Deal - Refinancing mistakes occur when you rush too quickly into refinancing decisions. Ilyce Glink provides refinancing advice to reader who wants help with refinancing: I've made a refinancing mistake -- can I cancel my loan application?
- Mistakes in My Credit Report - There are mistakes in my credit report! Don't worry. If there has been a mistake reported by the credit reporting bureaus, you can file a complaint and ask for an investigation. Ilyce Glink shows you how to clean up your credit report.
- Picking a Real Estate Agent - Picking a real estate agent is an important part of the home buying process. Ilyce Glink gives a few tips on how to select an agent to a prospective homebuyer.
- Choose Good Real Estate Agent - Choose Good Real Estate Agent
- Always Make Mortgage Payments - A homeowner wonders if they should continue to make mortgage payments even though their house is for sale. Ilyce answers absolutely! If you don't make your payments on time, the lender could put the house into foreclosure, and you could completely trash your credit history.
- Cash Out Investments To Buy House - A young couple is deciding how much of their investments to cash out and use for a new home. The best advice Ilyce can give you is to walk the moderate course.
- New Year's Home Seller Resolutions for 2004 - New Year's Home Seller Resolutions for 2004
- Predatory Lender Makes Mortgage In Arrears - A homeowner is frustrated with their mortgage company. After catching up on payments the company continues to say they are behind. Illyce suggests talking to the attorney general.
- Refinancing Considerations - A homeowner is trying to refinance out of a high mortgage rate. Illyce show how his mortgage rate, credit score and non-citizen wife effect his decision process.
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Copyright ©2001-2007. ThinkGlink, Inc.
All rights reserved. Reproduction of material from any www.ThinkGlink.com pages without permission is strictly prohibited.
Site designed by Walker Sands Communications
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