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Articles By Ilyce

Ilyce Glink is an award-winning, nationally syndicated columnist, television reporter and radio talk show host who is widely known for her expertise on trends and issues in real estate and finance. Her syndicated column REAL ESTATE MATTERS offers common sense information and practical insights for anyone thinking about buying, selling, rehabbing or refinancing a home.

  • Home Improvement - A reader wonders about the best way to finance a home improvement project. Home improvement project financing depends on how quickly one can pay back the loan. Credit cards and special loans are options.

  • Property Investment - A sister buys her sibling out of an inherited home. She makes the home an investment property and later sells it. She wonders how much tax she owes on the investment property and whether it’s affected by inheritance.

  • Foreclosure - A listener asks how to prevent foreclosure on her home. She’s already received a letter with a court date for the foreclosure. To avert foreclosure you should prioritize your spending and talk to your lender.

  • Home For Sale - A homeowner who has put his home for sale says his real estate agent suggests that the homeowner pay closing costs. When you’ve got a home for sale there are many ways to differentiate the home for sale.

  • Neighbor - A home buyer lives in a duplex next to a noisy neighbor. He wonders if the seller should have told him about the noisy neighbor. The buyer spoke to the neighbor but it did not help.

  • Mortgage Lender - A mortgage lender backs out of a deal leaving the title company to pay off seller. This ThinkGlink reader is wondering what his risks are now that the title company holds his mortgage.

  • Mortgage Crisis - A mortgage crisis hotline may be the best bet for this ThinkGlink reader. An adjustable rate mortgage (ARM) and a student loan has put this homeowner in a financial crisis.

  • Cash Out Refinance - A cash out refinance may help this homeowner remodel her home. Ilyce helps her think through her decision to sell or renovate her home.

  • Personal Finance - Personal finance should be at the top of your list for New Year's Resolutions. Ilyce provides personal finance tips for a new and financially sound you.

  • Rental Lease - When a tenant breaks a rental lease early a host of problems could result. Ilyce explains to this landlord how to protect their investment.

  • Homeowner's Association Fee - A homeowner's association fee was not disclosed when this ThinkGlink reader bought a home. Ilyce's readers respond to her article finding the real estate agent to blame for the unknown fee.

  • Estate - An adult grandchild writes to say that land owned by his grandmother’s estate was left out of a trust. The estate’s trustee now wants to put the 80 acres back in the trust. How can the land be returned to the estate?

  • Condo for Rent - A landlord has condo for rent and wants to rent to two young women. The homeowners’ association president wants the condo to be rented for families only. The condo for rent’s landlord wants to rent to different people.

  • Real Estate - If you’re in the real estate market selling your home here’s what you can do. To sell your real estate you can stage your home and fix it up. Home buyers will have more interest in the real estate you’re selling.

  • Air Conditioning - A home buyer discovers his air conditioning unit broke. The buyer bought the home thinking the air conditioning unit was new. The buyer wonders how to hold the seller accountable for the broken air conditioning unit.

  • Real Estate Short Sale - A real estate short sale may be the only option for this new real estate investor. Many new real estate investors did not anticipate the down turn in the market and now owe more on a property than it is worth.

  • Capital Gains Tax Rate - Capital gains taxes will be paid on the difference between the purchase price and the sales price, minus the broker's commission, transfer stamps, advertising costs, any other costs of sale and the cost of capital improvements made to the home.

  • Owner Financed Mortgage - An owner financed mortgage is not working for this home buyer. Ilyce suggests that this ThinkGlink reader work with a real estate attorney to understand her current mortgage and then refinance from a conventional lender.

  • New Year’s Resolutions for Home Buyers 2007 - New Year's resolutions for home buyers are even more important in this buyer's market. Ilyce explains why straightening out your finances and researching what you are buying is critical to buying a new home.

  • Property Deed - A property deed may list several people as co-owners. Ilyce helps this ThinkGlink reader understand what will happen to her home after her mother has passed away.

  • Deed in Lieu - A deed in lieu may appear on this reader's credit report if he isn't careful. This ThinkGlink reader owns property that is worth less than his mortgage amount. If the credit union forgives the debt, he may end up with a tax bill for phantom income or a deed in lieu on his credit report.

  • Property Ownership - A home owner pays off his mortgage and has property ownership. He wonders what document shows property ownership. Documents that verify property ownership vary depending on the county where one lives.

  • Investment Properties - When you want to start buying investment property you want to assemble an expert team. Look at your first home as investment property. And always have an exit strategy when buying investment property.

  • Jumbo Mortgage - A jumbo mortgage is more than $417,000 for a single family home. A buyer buys a $420,000 home but puts down 20 percent and does not need a jumbo mortgage. Jumbo mortgage amounts vary for other types of property.

  • Mortgage Loan - Home owners wonder when is a good time to pay off their mortgage loan. They have saved money to pay off their mortgage loan. They also want to get a new mortgage loan for a new home.















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