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Articles By Ilyce

Ilyce Glink is an award-winning, nationally syndicated columnist, television reporter and radio talk show host who is widely known for her expertise on trends and issues in real estate and finance. Her syndicated column REAL ESTATE MATTERS offers common sense information and practical insights for anyone thinking about buying, selling, rehabbing or refinancing a home.

  • Condominium Building Should Limit Rentals - A ThinkGlink reader lives in a condominium that permits any owner to rent out their unit. The reader would like to have this rule changed to cap rentals. Ilyce explains the 70/30 rule for owner occupancy and why limiting rentals is good for the building.

  • 9 Things You Should Ask Your Agent Before Hiring Him or Her - How do you hire a real estate agent? Ilyce helps you find a partner in your home selling or buying effort. In this article, you will find a list of questions to consider before you hire a broker.

  • Real Estate Agent Must Have Active License - Before you hire a real estate agent, make sure they have an active license to do business in your state. Most states require that the license is printed and displayed in the agent's office.

  • Home Inspector Misses Termites - A reader purchased a new home only to discover that it has live termites. Ilyce explains that she may be able to sue the seller for failure to disclose. Ilyce also explains that a home buyer should always hire a home inspector and follow the inspector during his review of the property.

  • Home Seller May Need To Pay Buyer's Agent - A reader has her home for sale by owner. A buyer is interested but has an agent and the agent is insisting on a 2.5% commission. Ilyce explains that the seller is under no obligation to pay the agent, but she may lose the sale is she doesn't.

  • Breaking A Real Estate Contract - A ThinkGlink reader signed a contract to sell his land but would now like to back out of the deal. Ilyce explains that once you sign a document, even if you didn't understand it, you are obligated to fulfill the deal.

  • Construction Loans and End Loans - A ThinkGlink reader currently has a construction loan and is planning on needing an end loan to finance the completed building. Ilyce and Sam explain how construction and end loans work and provide this reader with advice on how to minimize the amount of interest he will pay.

  • Deciding On Refinancing - A ThinkGlink reader is thinking about refinancing his adjustable rate mortgage (ARM). Ilyce explains how to decide if this is the right move.

  • Helping Elderly Parents Deal With Home - A ThinkGlink reader has helped her aging parents move to a condo nearby. She now has to deal with issues of insuring and selling their old property. Ilyce provides some guidance for proceeding with the sale of property.

  • Highway Will Affect Home's Value - A ThinkGlink reader is considering buying a home that has a proposed 4 lane expressway that will be built behind his back yard. Ilyce feels that this will adversely affect his home's value and that he should find another property to buy.

  • Economists Forecast 2007 - Ilyce Glink gives her thoughts on how the real estate market will perform in 2007.

  • Deciding On Shower Or Bath, Part Two - Ilyce continues the discussion about whether a new tub or a shower will increase the value of your home. Many readers have written with their opinion. Today, Ilyce shares the views of those in favor of baths.

  • Giving Family Member Property - A ThinkGlink reader's mother would like to give her a piece of rental property. Ilyce explains about gift taxes and probate issues.

  • Family Member On Home's Deed - A ThinkGlink reader's husband died leaving her all his assets. Unfortunately, his mother is on the deed for their home. Ilyce suggests calling her mother-in-law and making an offer for her portion of the home.

  • Federal Tax Lien Lowers Credit Score - A Thinkglink reader had a Federal tax lien filed against him resulting in a plummeting credit score. Ilyce explains how to rebuild your credit score.

  • Book Review: The Wall Street Journal Complete Real-Estate Investing Guidebook - Here’s one important rule to know about investing in real estate – you don’t make any money until you sell or lease your property. Choosing the right amount of rent or the right list price can make all the difference. These are some of the lessons learned and shared in a brand new book called The Wall Street Journal Complete Real Estate Investing Guidebook

  • Deciding On A Shower Or Bathtub - Ilyce continues the discussion about whether a new tub or a shower will increase the value of your home. Many readers have written with their opinion. Today, Ilyce shares the views of those in favor of showers.

  • More on Adverse Possession - The rules in each state are different if a neighbor encroaches on your land. Several months ago, we ran a column about a case involving adverse possession. We thought we’d run a few of the responses in today’s column. To read more responses, or contribute your own anecdotes, please go to www.thinkglink.com/forum.

  • What To Do When Neighbor Encroaches On Land - What should you do when a neighbor encroaches on your land? Several months ago, we ran a column about a case involving adverse possession. We thought we’d run a few of the responses in today’s column. To read more responses, or contribute your own anecdotes, please go to www.thinkglink.com/forum.

  • Figuring Payment on Adjustable Rate Mortgage (ARM) - A reader has an adjustable rate mortgage (ARM) that expires soon. Ilyce helps him figure out how his payments will change and suggests he shops around for a better rate.

  • Establishing Real Estate Development Partnerships - A reader has purchased land and is in the process of developing it with a partner. Ilyce explains that before moving forward, it is important for both partners to meet with lawyers to work out the details of their arrangement.

  • Accountant Steals Refund Checks - A reader's "friend" is an accountant who filed tax returns but had the money deposited into his account. Ilyce explains that this reader should contact an attorney and the IRS.

  • It’s All About the Money: 2007 Personal Finance New Year’s Resolutions for All of Us - If you’re living beyond your means, bankruptcy isn’t the answer. Borrowing cash at credit card interest rates isn’t the answer. And, tapping your home equity isn’t the answer. Managing your financial future means taking responsibility for your major assets, spending less and saving more.

  • New Year’s Resolutions for Home Sellers - 2007 - Well, the housing market finally slowed down in 2006, and some sellers began to experience the pangs normally associated with a buyer’s market – longer listing times, higher commissions, and low-ball offers. Ilyce provides home sellers with a list of ways to deal with the slower market.

  • Problems With Newly Constructed Townhouse - A home buyer has a new townhouse with many water problems. Ilyce explains why an attorney will be key to getting these problems resolved.

  • Ratios Used To Determine Mortgage - Are you applying for a mortgage? Mortgage lenders use a variety of rations including the front-end, back-end and loan-to-value ratios to determine if you can afford the mortgage. Ilyce and Sam explain how these ratios are used to assess your ability to pay back a mortgage.

  • Second Mortgage For Tear Down - A homeowner is thinking of getting a second mortgage to finance the tearing down and rebuilding of her home. This will put her initial mortgage at risk of being called due. Ilyce and Sam suggest talking with several local mortgage companies to determine what options this homeowner may exercise.

  • Understanding Reverse Mortgages - A ThinkGlink reader is considering a reverse mortgage. Ilyce explains that reverse mortgages are used by people who are needing additional cash to live. She suggests doing a lot of research before committing to this type of mortgage.

  • Spouse Dies Leaving Credit Card Debt - Spouse Dies Leaving Credit Card Advice REM #F731 By Ilyce R. Glink Summary: A ThinkGlink reader is writing for a friend whose husband has died leaving considerable credit card debt. Ilyce explains how to go about evaluating the debt and suggests getting legal advice.

  • Tips For Selling Home - A real estate agent followed Ilyce's tips for selling a home in a difficult market.

  • Selling Your Home In A Tough Market - A ThinkGlink reader is lives in a rural area and is having a very difficult time selling her home. Ilyce gives her tips on how to market her home to specific buyers.









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