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Articles By Ilyce

Ilyce Glink is an award-winning, nationally syndicated columnist, television reporter and radio talk show host who is widely known for her expertise on trends and issues in real estate and finance. Her syndicated column REAL ESTATE MATTERS offers common sense information and practical insights for anyone thinking about buying, selling, rehabbing or refinancing a home.

  • Buying Foreclosure Property - Investing in real estate? Buying foreclosure properties can be a viable and effective way to invest in real estate. But be careful that the way you structure the deal is not unethical or outright illegal.

  • Home Office Insurance - Many entrepreneurs mistakenly believe that their homeowner’s insurance policy is going to cut it when it comes to covering any damages that could occur to their home business. What they don’t know is that most homeowner’s policies limit loss of business property to $2,500, don't cover losses away from the home, and exclude liability coverage for business-related activity.

  • Stopping Identity Theft - When it comes to identity theft, an ounce of prevention is worth a pound of cure. Wondering how to prevent identity theft? We show you how to keep your name off the long and ever-growing list of identity theft victims.

  • Builder Problems - When a builder won't make repairs, is it OK to hold back the last payment? Will the builder then be able to put a lien on the homeowner's new house? It all depends on the contract.

  • Dealing with Flood Damage - While Florida mops up after Hurricane Dennis, and with Hurricane Emily on the way, ThinkGlink.com looks at how you can protect yourself when cleaning up and rehabbing your home after a natural disaster. This useful article gives you the 411 on post-flood action: how to protect yourself from being ripped off when renovating after a flood.

  • Flood Insurance - When your home is flooded, it's bad news. Here's even worse news. Your basic homeowners policy won't cover your flood damage. If you don't have the proper insurance, you may find yourself in the midst of a personal finance disaster, not just a natural disaster. This article brings you up to speed on how you can get flood insurance and play it safe.

  • Home Office Deductions - Considering taking a deduction for home office expenses? If so, this article on home office deductions is a must read.

  • Credit Fraud Alerts - Stolen social security numbers are big business for scammers these days. If you’ve inadvertently exposed your social security number to somebody you think might use it to rip you off, there are a few things you can do. Don’t wait. Time is of the essence!

  • Seller Closing Costs - Seller closing costs often come as a surprise to homeowners who are selling a house for the first time. Here’s a list of closing costs you may incur when you sell a house.

  • No Need for Quit Claim Deed - A reader asks Ilyce if a quit claim deed is the right answer for ensuring that she avoids probate and that her home will ultimately go to her two children. Ilyce explains that quit-claim deeds often cause considerable problems for both the homeowner and the homeowners-to-be.

  • Getting Rid of Spam - Getting rid of spam high on your to-do list? Here are ton of great ways to eliminate spam, or at least reduce the amount of spam you receive.

  • Protecting Your Home Away from Home - Is your second home safe and secure? Vacation home ownership comes with a unique set of home security and insurance issues. We offer some helpful advice regarding insurance for vacation homes.

  • Calculating the Cost of Closing for Buyers - Buyer closing costs can rack up in a hurry. Here’s a detailed look at all of the closing costs you might have to pay when you buy a home.

  • Home Equity Line of Credit - If you’ve got a variable rate home equity line of credit, you might want to consider refinancing into a fixed-rate home equity loan.

  • 100 Percent Investment Property Loans - Investing in real estate? When it comes to investment property, 100 percent financing is tough to come by. Ilyce Glink discusses how to finance investment property, including a few great tips for real estate investors.

  • Selling Home to Mortgage Company - Ilyce Glink offers personal finance advice to a reader who is buried in debt and behind on mortgage payments. A company has offered to buy their house and sell it back to them in six months. They simply need to catch up on their existing mortgage and pay down their debt with the cash. Ilyce discusses whether this offer is worth considering.

  • Loan Approval Letter - A homebuying reader provides a loan approval letter but the seller refuses to accept it as a commitment. Who's right? Who's wrong? Ilyce and Sam give their perspective.

  • New Home Problem - What can you do if you buy a new construction home and are disappointed with the results? In this article, Ilyce and Sam advise a new homeowner who is having driveway problems in his new home. Getting out of his garage is a pain, and he thinks the developer should have taken steps to avoid the problem

  • Investing $100,000 - Investing $100,000 requires some careful thought and consideration. A fee-only financial planner can help you work through your options and come up with the best investment plan for you.

  • Disposable Digital Cameras - Buying a digital camera does not have to be a big investment. For less than $20 you can quickly walk into and out of any local drugstore with a disposable digital camera.

  • Problems with High-Interest Car Loan - Bad credit history can make it tough to refinance your high-interest loans. But don’t assume the worst. Get a copy of your credit report and start talking to lenders. You might be surprised by the results and you could save a boatload on interest payments in the process.

  • Investment Options - Ilyce Glink offers some financial advice to a reader who is cashing out a 401k and wonders where to invest the money.

  • What No One Ever Tells You About Renovating Your Home - Thinking about renovating your home? Ilyce Glink discusses a must-read book on home renovation by Alan Heavens.

  • Choosing a Mortgage - The world is your oyster when it comes to picking a mortgage. There are many different kinds of loans. Ilyce Glink discusses various types of home mortgages in this helpful article.

  • Transferring Real Estate Investment to Corporation - Most rental property owners put the title for their property in their own name is the standard, but holding title in the name of a corporation can make sense in certain situations. Ilyce and Sam advise a reader who is considering making such a transfer.

  • Online Networks Can Help Jobseekers - Looking for a job? If so, you should tap into new online networks, which provide a clever and efficient way to extend your network of contacts.

  • Personal Finance Problems after Divorce - Love is blind, but divorcees often start to see things more clearly after they separate. Unfortunately, the view can be pretty ugly, especially when it comes to money matters and personal finances.

  • The Money Pit: The True Cost of Homeownership - The true costs of owning and maintaining a house and the land on which it sits are tough to estimate. Just to be safe, it’s a smart idea to establish a house maintenance fund, adding a little bit of cash each month when you get paid.

  • House Not Up To Code - A reader purchased a home five years ago and recently found out it does not meet code regarding setback rules. Ilyce and Sam explain that the home may be grandfathered in if it met code when it was built.

  • Real Estate Bubble Worries - Worried that the real estate bubble might pop? If so, it can affect your personal finance decisions. Ilyce Glink provides advice to a reader who asks a question about whether she should rent out a townhouse and use the proceeds to pay off a mortgage.

  • Breaking a Lease - If a lease doesn’t discuss what it will cost to break it, is the landlord able to set the price to terminate the lease? Or does it mean that you can break the lease without any consequences?









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