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Articles By Ilyce

Ilyce Glink is an award-winning, nationally syndicated columnist, television reporter and radio talk show host who is widely known for her expertise on trends and issues in real estate and finance. Her syndicated column REAL ESTATE MATTERS offers common sense information and practical insights for anyone thinking about buying, selling, rehabbing or refinancing a home.

  • Illegal To Raffle Off Home - A ThinkGlink reader is thinking of raffling off his home. Ilyce and Sam explain how to research this alternative but warn the reader that it is most likely illegal.

  • Septic Problem Should Have Been Disclosed - A ThinkGlink reader purchased a home that turned out to have major septic problems. The septic field should never have been approved by the health department. Ilyce and Sam explain how to go about resolving this issue.

  • Co-Buyer Or Owner Of Property - A ThinkGlink reader helped a friend buy a home and he his now concerned about the friends ability to pay for the home. Ilyce explains that his credit score depends on the payment of this mortgage.

  • Settling Property After Split - A couple splits up leaving the name of the man on the mortgage but both names on the title. Now the gentleman is stuck with the debt and not sole ownership. Ilyce shares with him options for cleaning up this mess.

  • Transferring Deed Of Property - A ThinkGlink reader received 6 acres of land from her grandmother. Ilyce explains why it would be much better for the grandmother to leave the property to her in her will.

  • Housewares Show 2007 - Ilyce visits the Housewares Show and comes up with a few things you might enjoy.

  • Types of Property Insurance - Ilyce revisits a question about different types of property insurance needed if you rent out a home or it is vacant. A ThinkGlink reader contributes some follow up questions for the insurance company.

  • Assuming A Mortgage - Ilyce revisits a questions regarding assuming a mortgage. A reader comments that there is a difference between assuming a mortgage, and buying a house "subject to" the existing mortgage.

  • Using Home To Pay For Assisted Living Bill - An elderly person is almost out of resources and needs to pay her assisted living facility's bill. Ilyce suggests the facility operator, resident and the resident's children sit down with a good attorney.

  • Don't Use IRA To Pay Off Mortgage - A ThinkGlink reader is considering using her money in an IRA to pay off her mortgage. Ilyce explains why this might not be the best idea.

  • Open House Don’ts - Ilyce visited a number of open houses and created a list of "don'ts" from her outing. Check out this list before you leave your home open for a showing.

  • Appraising Home Before Divorce - A ThinkGlink reader is in the process of getting a divorce and thinks the appraised value of her home is too high. Ilyce explains that this reader should get a new appraisal.

  • Buying Most Expensive Home On Block - Everyone knows they shouldn't buy the most expensive home on the block but what if it is new construction? This ThinkGlink reader weighs the pros and cons of purchasing a new home in Nevada.

  • Selling Home Through A Lottery - A ThinkGlink reader would like to sell his home through a private lottery. Ilyce and Sam explain where he needs to go to find out the legalities of such a transaction.

  • Selling Home in Flood Plain - A ThinkGlink reader owns a home in a 100-year flood plain and would like to sell it. Ilyce and Sam explain how to go about researching the property in order to list it for the appropriate price.

  • Buying Home On Brink Of Foreclosure - A ThinkGlink reader was thinking of joining a realty service that offered only homes that were on the brink of foreclosure. The service offers these homes at a fraction of the value. Ilyce explains why this service should be avoided.

  • Tax Angle On Selling Second Home - A ThinkGlink reader bought his mother's home for $1 and sold it less than a year later. Ilyce explains where he went wrong on this deal.

  • Buying and Selling Investment Condos - Ilyce joined the masses and invested in a beautiful condo in 2004. Now that the market has changed dramatically, she provides you with tips for getting the most for your investment property.

  • Buy Tear Down Or New Home? - A ThinkGlink reader is buying a home in a town that is experiencing a common transition - many of the older homes are being torn down and new larger homes are being built. Ilyce explains what factors to take into consideration when deciding what type of home to buy.

  • How To Sell Home To Developer - A ThinkGlink reader was approached by a developer interest in buying her home. She asks Ilyce's advice on how to proceed in the negotiations.

  • Buying Home With Septic Problem - A ThinkGlink reader is in the process of buying a property that has a potential septic problem. Ilyce explains that a septic specialist will help determine how much repairs will cost. With so many homes on the market, a buyer should not feel like he needs to negotiate on the cost of repairs.

  • Buyer Responsible For Surveyor Bill -  A ThinkGlink reader was in the process of buying a home when the deal fell through. The title agency had ordered a survey of the property and now the home buyer is wondering if he, or the title agency, is responsible for paying the surveyor.

  • Divorces Effect On Home Ownership - When a divorce occurs, several things need to be dealt with concerning the home owned by both parties. Ilyce and Sam help a reader sort through the issues she has with the title of a home and its mortgage.

  • Making A Seller Disclosure Case - Can you sue a home's seller because they did not disclose mold? This ThinkGlink reader bought a home from a friend without having an inspection. Now she has discovered mold everywhere and the need for a new foundation. Ilyce explains how to make a seller disclosure case.

  • Vacant Home Requires Different Insurance - A ThinkGlink reader bought and moved into a second home. While the house was vacant a pipe burst causing damage. Now the insurance company is refusing to pay for the repairs. Ilyce explains that most homeowner insurance is for owner occupied properties. If the home is vacant, or rented out, the owner needs to have a different type policy.

  • Selling Home After Divorce  - A ThinkGlink reader was divorced two years ago and would now like to sell his home. His ex-wife is still on the title and mortgage. Ilyce explains that, depending on the divorce settlement, he may have to file suit against his ex-wife.

  • Using Quit Claim Deed As Part Of Estate Planning - Ilyce Glink receives many questions from readers about quit claim deeds. Many people use them to pass property on to their children. Ilyce, with the help of real estate lawyers, explains the appropriate way to use a quit claim deed.

  • New Home Air Conditioning Does Not Meet Manufacturer's Requirements - A ThinkGlink reader is purchasing a newly constructed home and has found that the air conditioning does not meet the manufacturer's requirements. Now she is negotiating with the developer and sub-contractor to get some assurances that the unit will work. Ilyce gives this reader tips to making sure this deal is closed with no loop holes.

  • Renting Home Before Closing - A ThinkGlink reader is relocating to a new city and would like to only move once. She was thinking that she could rent the house she is buying before the closing. Ilyce explains why a seller may not want to do this but, given the current buyer's market, gives the reader tips for making this transaction a possibility.

  • Seller Fails To Provide Disclosure - A ThinkGlink reader purchased a home and was told she received all the disclosures. Now it appears one was missing. Ilyce and Sam explain what recourse this reader may have.

  • Lender Change Fee - A ThinkGlink reader put a deposit on a lot in order to build a new home. Now the developer would like an additional deposit and is including a lender change fee in the contract. Ilyce and Sam explain why developers charge you for changing lenders and give tips to the reader for completing the deal.









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