Prepay Mortgage
When you prepay your mortgage you make extra mortgage payments before they are due. Prepaying your mortgage can help you save interest and you can pay off your mortgage sooner. Make sure you find out whether your mortgage has a prepayment penalty before trying to prepay your mortgage.
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Retirement Expenses vs. Prepaying Loan
Added June 11, 2009 by Ilyce R. Glink
Prepaying your mortgage may not be right for you. For some homeowners, they can refinance once, twice or many times during the time they own a home. If they are about to retire, they certainly have financial choices and decisions to make. One of the choices might be to ensure that they are debt free for retirement. For some people, having more money to spend is better than being debt free. This reader believes he will outlive the term of his loan so he shouldn't worry about the debt. He doesn't need to be debt free. He can borrow today, spend today and have someone else worry about the debt later.
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