budget


First-Time Homebuyer: Setting a Budget

It’s a scary time to be thinking about buying a home. However, there’s opportunity to be had for the right buyers, even during these tough times. I recently became a first-time homebuyer when I purchased my condo in October 2011. …

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Monthly Budget Tips for Renters

It’s January, and you know what that means: New Year’s resolutions. In addition to eating better and losing weight, many Americans resolve to get their finances under control by creating a monthly budget for themselves. Making a budget is essential …

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New Year’s Financial Resolutions for 2012

We all should have New Year’s Financial resolutions to help guide us in 2012 and improve our financial health during these financial hard times. Are you tired of thinking about your finances? The Great Recession has had a lasting impact …

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Ilyce Glink Show – The Great Spending Checklist – October 23, 2011

Rosie Rios and Pam Yip on the Show. The Great Spending Checklist. And as usual, providing personal finance advice, real estate advice and consumer advice on the Ilyce Glink Show October 23, 2011 on WSB Radio. Earlier this year, I toured around …

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HUD 2012 Budget Unveiled by HUD Secretary Shaun Donovan

HUD Secretary Shaun Donovan unveils HUD 2012 budget. U.S. Department of Housing and Urban Development 2012 budget unveiled by HUD Secretary Shaun Donovan. Today, HUD Secretary Shaun Donovan released the U.S. Department of Housing and Urban Development 2012 budget. The HUD 2012 budget, unveiled by HUD Secretary Shaun Donovan today, included budget plans for infastructure, VA partnerships, job creation, recapturing of public housing reserves and more. Read the full HUD 2012 budget, unveiled today by HUD Secretary Shaun Donovan.

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Are You Spending More, Less, Or The Same This Christmas?

Are You Spending More, Less, Or The Same This Christmas? So many people are unemployed, federal government workers are getting a pay cut, that I wondered whether you’d be spending more, less or the same on holiday gifts this Christmas? So, I asked WSB listeners to share their Christmas spending plans. Are you spending more, less or the same? Please leave your comments on the blog. GIVE YOURSELF THE GIFT OF INFORMATION: CHECK OUT OUR EBOOK AND PODCAST DEALS – DISCOUNT CODES BELOW.

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Finding An Apartment: Use The Internet To Find An Apartment

There’s a ton of information online, but sometimes it’s hard to sift through the scams and to find the actual deals. Always try to talk to an actual person when finding an apartment, and NEVER sign a lease before you see the place. Here’s my three best tips on how to use the internet to find an apartment. You might not find an apartment online, but your search for finding an apartment should start there.

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Buy, Close, Move IN!: Budgeting For Investment Property Costs

The following is an edited excerpt from my new book, Buy, Close, Move In!, which was published this month by HarperCollins. Investment Property Costs: Add these real estate expenses to your investment property budget. The costs of buying and owning investment real estate are similar to those of buying and owning a primary residence, but you want to estimate some special investment property costs into your budget to make your investment property more profitable.

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RightSizing Your Finances in 2010

During the 1990s and 2000s, people worked on the assumption that bigger was better. But was it? Now people have to deal with the consequences of their spending habits and borrowing demands. Now the advice needs to be on RightSizing Your Finances. That is looking at your budget, your finances, your home, and your family and deciding what is right for you. You may need to cut back on expenses, luxuries, and discretionary spending but figure out what is important to you.

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