checking account
Hidden Fees in Kardashian Prepaid MasterCard
The new Kardashian Prepaid MasterCard includes lots of hidden fees that make this prepaid debit card a bad idea. Prepaid debit cards include lots of hidden fees that can be avoided by not using a prepaid debit cards. A better idea than the Kardashian Prepaid MasterCard would be to get a free checking account. Avoid hidden fees with a free checking account from a bank, online bank, or credit union.
Mortgage Lender May Have Long Term Access To Your Credit History
When you apply for a mortgage you allow the mortgage lender to access your credit history and other financial data. But how long can a mortgage lender pull these records? In many cases, a mortgage lender may access your credit history indefinitely in order to screen you as a customer for other products. Screening customers using their credit histories is similar to what credit card companies do. Can you put a time limit on how long a mortgage lender can access your credit history or other financial data?
Estate Plan With Grandma Sooner Than Later
As your loved ones get older, discussing estate planning and the “what-if’s” is crucial to putting everything in place. Estate planning involves writing a will, establishing trusts and discussing what would happen if a person is not able to make decisions on his or her own. An estate attorney can guide you through the estate-planning process.
Getting Reimbursed For Bounced Check
While writing bad checks is illegal, it might be difficult to get the police involved. If you’ve been written a check that has bounced, you may be able to file a report for fraud. The other option to go after a bad check-writer is small claims court.
Employer’s Paychecks Bounce
Issuing checks from an account that you know doesn’t have the funds to cover it is fraud. An employee at a restaurant has been battling her employer, who issues payroll checks that cannot be cashed. Writing bad checks is illegal, and this employer should be reported for his bad practices.
Do You Understand Overdraft Fees?
A $2 fee at the ATM, $10 here…$30 there? You may not think anything of, or be bothered by, small fees here and there, but theses fees charged by …
Is Your Bank Account Protected? Use This Calculator!
The FDIC has launched a new calculator to help you figure out if your deposits are protected.
Use this: www.fdic.gov/edie/index.html
Published: Sep …
Simplify Personal Finances With Online Banking
A bank account holder asks about online banking and overdraft protection saying he recently paid a high amount of fees. Banks and credit unions offer different kinds of overdraft protection and electronic banking. But no matter what kind of overdraft protection you have, you need to know the fees the banks charge. Take charge of your personal finances by using online banking to monitor when the money is in your account.
Federal Reserve Announces Consumer Help Office
If you have a problem with a bank or other financial institution you now have someone to call for help.
The Federal Reserve just announced its consum…
Protect Assets With Estate Planning Including Will
When you own a home with a partner who has children from another relationship you may be wondering how to protect your assets. While it’s good to buy a home as joint tenants with rights of survivorship, a will can ensure that your property inheritance desires are met. Estate planning, including a will, can protect other assets as well.
