checking account
Real Estate Minute: Debt And Freezing Bank Accounts
Real Estate Minute with Ilyce Glink
Know Your Rights: Creditors can’t freeze bank accounts with exempt funds
Today on the Ilyce Glink Show
Has your child’s identity been stolen? The Identity Theft Resource Center (www.idtheft.org) has some red flags you should watch out for, including:
*…
Today On The Ilyce Glink Show
We’ll talk tax help (the J.K. Lasser 2007 book I mentioned in yesterday’s post), the Bankrate checking survey, Wal-Mart’s announced early Christmas Pr…
Checking, ATM Fees Rise
BankRate.com’s annual survey of checking fees, ATM fees and other expenses is out.
And the survey says …..
Costs have skyrocketed. (Of course, som…
Reporting Problems With Credit Cards
When dealing with your personal finances, problems with your credit cards or debit cards require quick action. You need to immediately report problems with your credit cards, including billing errors, lost or stolen cards, and identity theft. And if you discover errors involving electronic fund transfers to your checking account, like missing or incorrect transactions, contact your bank as soon as possible.
Organizing Your Personal Finance Life
If you’re going to buy a house or refinance your existing loan this year, you should take the time to organize your finances now. Gathering your paperwork together will make it easy to apply for a loan later. Keeping your insurance policies, checking and savings accounts, retirement accounts, investments, tax returns and trust information organized will pay off when you really need the information.
Mixing Rental And Personal Income
Is there a problem when co-mingling personal and investment finances? Unless you have a corporation or business structure set up, having one bank account for personal expenses and a business, like a rental building, is OK. However, you want to make sure you keep very clear records in case you’re audited.
Netspend Stored Value Cards
The Netspend card is a stored value card. It looks like a credit card, but acts like a debit card. However, instead of being tied to a checking account, you have to load up the card with cash before you use it. Here are a few of the new Netspend features.
Money Classes: Learning About Personal Finance
Learning how to manage your money and take care of your personal finances isn’t easy. But if you live in the Chicago area, the free Money Matters classes are a great way to bone up on the basics of money management.
Check Cashing Fees At Currency Exchanges
What can a currency exchange do for you that a bank can’t? Many people use currency exchanges to cash checks, pay bills or obtain money orders. For people living in neighborhoods that don’t have many financial institutions, currency exchanges offer easy access to various financial services. However, currency exchanges earn a profit by charging a fee for most of their services. As such they tend to be a more expensive option than other financial institutions. More importantly, there are no savings accounts at currency exchanges. You won’t build up your personal net worth if you only frequent currency exchanges and never visit the bank.
