credit card debt


Personal Finance Resolutions for 2013

Personal finance resolutions for 2013 that will help you save money and get out of debt. Get your finances in order to buy a house. We’re not even half way through the first month of 2013, but already everyone seems …

Continue reading

Posted in Personal Finance | Tagged , , , | Leave a comment

How to Deal with Debt After Death of Spouse

If you were left with debt after the death of a spouse, gather bills, check credit, talk to the IRS and consider contacting an attorney. Q: My home is underwater, I’m at risk of foreclosureForeclosure is the legal action taken …

Continue reading

Posted in Back Taxes, Debt, Personal Finance | Tagged , , , | Leave a comment

Help Paying Monthly Bills

A person can help pay his monthly bills and avoid over-extension by going into foreclosureForeclosure is the legal action taken to extinguish a home owner’s right and interestInterest is money charged for the use of borrowed funds. Usually expressed as …

Continue reading

Posted in Credit, Credit Card Debt, Credit Counseling | Tagged , , , , , , , , | 4 Comments

Should I File for Bankruptcy?

You should file for bankruptcy if you owe more than you make annually and you understand how bankruptcy affects your credit score. Q: I have been unemployed for about a year and still have not gotten a job. I was …

Continue reading

Posted in Bankruptcy | Tagged , , | Leave a comment

New Year’s Financial Resolutions for 2012

We all should have New Year’s Financial resolutions to help guide us in 2012 and improve our financial health during these financial hard times. Are you tired of thinking about your finances? The Great Recession has had a lasting impact …

Continue reading

Posted in Credit Card Debt, Credit History, Personal Finance | Tagged , , | Leave a comment

Feeling Stressed About The Economy? You’re Not Alone

We’re stressed, relatively pessimistic, and unsure about where the economy going into a Presidential election year. Those are the unsurprising findings from the CredAbility Q2 Consumer Distress Index this week. The latest data reflects an average score of 69.20 on …

Continue reading

Posted in Consumer Complaint | Tagged , , , , , | 3 Comments

What Can A Credit Counseling Agency Do For You

Q: I am hoping that you can help!!! We have contacted so many people and everyone tells us the same thing. My wife and I make too much money for them to help us. There are so many issues and …

Continue reading

Posted in Credit Counseling | Tagged , , , , | Leave a comment

Clark Howard Show Notes January 3 2011 – Personal Finance Resolutions for 2011, Jobs and Employment, Economic Outlook

Clark Howard Show Notes January 3 2011 – Personal Finance Resolutions for 2011; Bank of America will refund $3 billion to Fannie Mae and Freddie Mac; Economic Outlook; Mortgage Market Outlook; Wall Street Opens with a Bang; Construction and Manufacturing Tick Up; Pay Down Your Debt says David Bach; Small Business Taxes Made Easy by Eva Rosenberg.

Continue reading

Posted in Blog | Tagged , , , | 7 Comments

Credit Debt, Unemployment Affect Holiday Consumer Spending

Credit debt and unemployment affect holiday consumer spending. Consumer spending this holiday shopping season will be affected by credit debt and unemployment. Holiday shoppers consumer spending habits affected by credit card debt and unemployment this holiday shopping season. Credit card companies say the decrease in holiday consumer spending is creating a “credit winter.”

Continue reading

Posted in Credit Card Debt | Tagged , , , , | Leave a comment

Don’t Pay Off Old Debts to Debt Collection Agency

Don’t pay off old debts to a debt collection agency. If a debt collection agency asks you to pay off old debts, don’t pay off old debt to the debt collection agency right away. Fair debt collection time frames may expire on old debts.Check your credit history to see if old debts have been forgiven by a debt collection agency. Don’t pay off old debt to a debt collection agency unless old debt appears on your credit history.

Continue reading

Posted in Debt | Tagged , , , | Leave a comment