What should you know about the business practices of credit card companies? How do credit card companies change credit card limits? What reasons do credit card companies give for changing credit card limits? How can you protect yourself when using a credit card? Learn more here about credit cards and your personal finance.
Ilyce Glink on WSB Radio – August 31, 2008
Today on the Ilyce Glink Show, Ilyce talked about Integrity Bank, the Alpharetta, Ga.-based bank that failed on Friday. It was the 10th bank to fail this year. Regions Financial Corp has assumed the assets of Integrity Bank and all of its 5 branches will reopen on Tuesday as Regions Bank branches, according to the FDIC. Ilyce answered questions about CDs held by Integrity and also how to find out ratings information on banks. She also talked about the skyrocketing numbers of mortgage loan fraud that took place in the second quarter of the year, and answered questions on credit card debt charged up by an ex-spouse, whether it's a good idea to finance the purchase of a new car using a check from a credit card company, how to calculate the profit from the sale of a personal residence, whether "subject to" contracts are a good idea, whether a VA loan is better than a conventional mortgage and how to talk to a 93-year-old dad about his assets. For show notes and updates through the week, check out her blog at www.thinkglink.com/blog , and sign up for her free weekly newsletter on the ThinkGlink.com home page. Check out the videos at www.expertrealestatetips.net. And be sure to subscribe to her YouTube channel.
College Credit Card Use Can Have Long Term Impact
Credit card debt can pile up fast, especially when you're in college. A new poll says that nearly one quarter of college students graduate with more t...
Ilyce Glink on WSB Radio – August 24, 2008
Today on The Ilyce Glink Show Ilyce interviewed Curtis Arnold, founder of CardRatings.com and author of "How You Can Profit from Credit Cards." She also talked to author Kathy Kristof about her new book "Investing 101" and when's the right time to hire a financial advisor. Ilyce answered listener questions about real estate investing and discussed staging homes for sale. For show notes and updates through the week, check out her blog at www.thinkglink.com/blog , and sign up for her free weekly newsletter on the ThinkGlink.com home page. Check out the videos at www.expertrealestatetips.net. And be sure to subscribe to her YouTube channel.
Georgia’s New Credit/Security Freeze Law
Folks, I didn't realize that Georgia's new Credit/Security Freeze Law went into effect this past week, on July 31st. We talked about the scope of what...
Credit Card Companies Change Interest Rates
Learn about the business practices of credit card companies. How do credit card companies change credit card limits? What reasons do credit card companies give for changing credit card limits? How can you protect yourself when using a credit card?
Credit Card Companies Can Change Terms
Many credit card companies will try to convince you to open an account by promising not to change your credit card rates. Unfortunately, this isn't a promise they intend to keep. What promises do credit card companies make about credit card rates? What factors affect credit card rates? Can your behavior affect your credit card rates? Can factors out of your control affect your credit card rates?
Credit Card Terms May Change
Trouble in the stock market and the economy recently has affected credit card companies just like any other business. You may think that if you pay your credit card bill on time every month and never go over your limit, that you're safe. Credit card companies may change the terms of your credit card at any time. What kinds of changes can credit card companies make? Does your behavior affect what action a credit card company takes on your credit limit?
Question About Jason’s Credit Card And His Parents
One of the blog posters asked whether Jason's parents were co-signers on the credit card. The answer is no. In addition, you have to be 18 to get a c...
Ilyce Glink on WSB Radio – July 28, 2008
While Clark is away, Ilyce Glink fills in. On today's Clark Howard Show Ilyce discussed Comcast blocking access to certain Web sites and how those who believe in net neutrality are against those actions. Ilyce took a call from Jason, a 22-year-old credit card holder who missed some payments. The credit card company called his parents to complain. Was that legal? Tune in to find out. Ilyce also talked about the provisions of the new housing bill, which Congress passed over the weekend. For show notes and updates through the week, check out her blog at www.thinkglink.com/blog , and sign up for her free weekly newsletter on the ThinkGlink.com home page. Check out the videos at www.expertrealestatetips.net. And be sure to subscribe to her YouTube channel.
Your Credit Card Terms May Change At Any Moment
While it may not feel good to carry a credit card balance, what's worse is when credit card companies change the terms of the card you carry in their ...