credit score
Ilyce Glink Show – Family Money – January 29, 2012
Announcing the creation of a Family Money page on the Equifax Finance Blog. I am partnering with Equifax in 2012 to help you be more strategic with your money and investments. And as usual, providing personal finance advice, real estate …
Have No Credit History After Living Abroad
If you now have no credit history after living abroad for some time, you need to work to build your credit history back in the US. Q: I am an American citizen who has lived the last 25 years in …
Alternative Credit Report Available Now
For people without a credit history but a desire to build their credit, a new law allows you to create an alternative credit report and use that report in a credit application. Q: In our local paper you stated that …
Annual Credit Report Review and Score
If view your free annual credit report and review it, it’s good but it may be differ somewhat with the report pulled by a mortgage broker or lender. Q: I am an avid reader of your column and have been …
Top 4 Real Estate New Year’s Financial Resolutions
A recap of the 2011 real estate market and the top 4 real estate New Year’s financial Resolutions with real estate and personal finance advice Over the past 18 years that we’ve been writing this column, we’ve offered New Year’s …
Refinance Rates Best With Great Credit Score
Now may be the time to refinance. If you have a great credit score, you will have the ability to obtain the best and lowest refinance rates out there, but you may need equity in your home to refinance. Q: I …
Loan Modification Hell Starts With Trial Loan Modification
Loan Modification Hell starts with the signing of the trial loan modification papers with a lender. Q: I just began a loan modification trial period in September for a period of 4 months with a major bank. I am a …
Option For People Looking to Build Their Credit History with eCredable
I recently joined the advisory board for a new company called eCredable. This company reports credit accounts under the same federal and state guidelines as the national credit bureaus, but the consumer is the one that is in charge of the report. …
Stop Paying Your Mortgage And Your Credit Score Will Suffer
If you stop paying on your mortgage or consider a strategic default, your credit score will take a big hit. Q: Let’s say I stop paying my mortgage each month. And let’s say there is some time before the house …
Loan Modification Hell: Trial Loan Modifications Aren’t Being Made Permanent
Q: I’m in loan modification hell. We supposedly “qualified” for the Making Home Affordable program, and our lender, Bank of America, gave us a new, modified payment. We supplied all the required documentation, etc, to our lender, and from what …
