equifax
How To Protect Yourself From Identity Theft
Guarding your personal information is the key to protecting yourself against identity theft. Don’t carry unused credit cards and your social security card in your wallet. Don’t give out your social security number to doctors. Ask your employer what they do to keep your personal information safe. If you are careful about protecting information like your social security number and mother’s maiden name, you can reduce your risk for identity theft. Watch this Expert Real Estate Tips video for more identity theft solutions.
Don’t Enter Credit Card Data For ‘Free’ Credit Report
How can you get a free copy of your credit report? Visit AnnualCreditReport.com or CreditKarma.com – any other site will likely lure you into signing up for a credit monitoring service or other services. At AnnualCreditReport.com you can get one copy of your credit report from each of the three credit reporting bureaus once every year. It’s a good idea to look at your credit report to see if there’s any inaccurate information and just before you’re getting ready to buy a home.
Deed in Lieu of Foreclosure Affects Credit Score
A landlord wants to sell her investment property and has trouble. While the property is rented, the rent does not cover the mortgage. The landlord wants to know the effect of using a deed in lieu of foreclosure on her credit score. She called the credit bureaus but could not get a direct answer. Ilyce says that the effect of a deed in lieu of foreclosure on a credit score depends on the individual because each person has different credit factors.
Equifax Announces Another Tool To Protect You From ID Theft
Ever seen that commercial where people dance around cheerfully because they have stolen someone’s financial identity? One of the characters is a guy w…
Credit Repair Agency Scams Increase
Credit repair scams abound in economic times like these: A shaky economy, record levels of foreclosures, a rising number of bankruptcies, credit card delinquencies, and late mortgage payments. Repairing bad credit takes more than paying a $1,000 fee. Beware of those promising to repair your credit by getting you a new Social Security number.
How To Opt Out
Want to reduce the number of credit card offers you’re getting in the mail? (That way, you can focus on all the holiday cards you’re getting.)
Here a…
I’m On Vacation This Week
I may post once or twice from Colorado, but for the most part, I’ll be taking in the mountain air, hiking, biking and doing non-technical things.
Whe…
Don’t Pay For Your Credit Report
You can get a free copy of your credit report each year. President Bush signed legislation that required each of the three major credit reporting bureaus, Experian, Equifax, and Trans-union to give you a free copy of your credit report each year. Ilyce Glink tells you how to get a free credit report and how to avoid being scammed by companies that give you a credit report copy but then charge you a fee for “credit monitoring”.
How To Determine Home Value
What’s my house worth? How much could we sell our home for? If you’re asking questions about your home’s value, here’s how to figure it out. You can use web sites to determine your home’s value.
Dispute Credit Report Errors
Have you checked your credit report recently? If you haven’t, you might want to sooner rather than later. A new report says nearly 80 percent of all credit reports contain mistakes.
