You’ve prepared for retirement for decades, saving money, and making plans, and now the big day is just three months away. With only 90 days left until retirement, you may still have questions—and preparations that need to be made. Here are some steps to consider taking three months prior to retirement. Practice living within your [...]
The Affordable Care Act (ACA) allows you to add or keep your adult children on your health insurance until they turn 26. However, not every child needs this help, and in some cases you may want to consider removing them from your plan. Keeping adult children on your health insurance as long as possible may [...]
The open enrollment period for 2016 health insurance coverage under the Affordable Care Act begins in November, so if you’re ready to switch health insurance providers, or are on the open marketplace for the first time, now might be a good time to get educated. Under the Affordable Care Act, often referred to as Obamacare, [...]
Whether you’re in good health naturally or you rely on medication and specialists to stay that way, finding the right health insurance plan is key—and you could pay a penalty if you don’t have it. If you’re self-employed, your employer doesn’t offer health insurance, or even if you simply think you might be better off [...]
If you are in dire financial straits because you are unemployed or don't have insurance, and if you can't afford to pay for your prescription drugs, help is available. Almost all of the major drug companies offer a patient assistance program in which your prescription drugs will be made available to you at a greatly reduced price or for free. You can check with the individual drug company, either by visiting the website or calling headquarters on the telephone, for more information. Also, ask your doctor to check with the pharmaceutical representative when he or she is in the office.