personal loan
Is Credit Card Offer A Good Deal?
A bank has offered a low interest rate on a personal loan. Many personal loans have rigorousness repayment requirements and many dangerous details in the fine print. If you’re looking to a personal loan to help pay off debt, consider using the equity in your home instead.
401K Loans
If you have money saved in a 401K retirement plan, you may be able to take out a loan on that money. However, if you are less than 59 1/2 years old, you will pay a penalty on the amount plus taxes. Avoid taking out a loan from your 401K retirement plan to pay down credit card debt. If your 401K retirement plan is canceled, avoid touching the cash – roll it right over into an IRA instead. When transferring 401K retirement plans from one employer to another, you have to pay back any 401K loans – otherwise they are considered a distribution and you will owe taxes along with a penalty.
How Are You Spending Your Stimulus Check
We’ve had an amazing response to our query today: How are you spending your rebate check?
Here’s what some of our callers said about how they’re goin…
Ilyce Glink on WSB Radio – May 4, 2008
Today on the Ilyce Glink Show, Ilyce ran down some of the ways loan options will be restricted, thanks to a new set of guidelines that has just been published by some of the country’s top lenders. She answered questions about whether to go through with a new construction purchase, and talked to a seller about whether she could sue a buyer to make sure he closed on the purchase of her house. Don’t forget to sign up for Ilyce’s weekly newsletter and check out the videos at www.expertrealestatetips.net. and be sure to subscribe to her YouTube channel.
Can Payday Lenders Be Non-Profit?
For millions of Americans, pay day can’t come quickly enough. In fact, many employees run out of cash before the next paycheck is handed over.
Payday…
Following Up From The Clark Howard Show Last Week
A number of people, like Susan, have written in about the show:
Ilyce was filling in for Clark Howard on Friday Oct 27th on 750 WSB. She mentioned …
On Today’s Ilyce Glink Show
On today’s show, we talked about the Wisconsin man who went to a state park and found a 5.47 carat perfect canary yellow diamond. You can read the sto…
Americans With Disabilities And Home Repair
Morgan called in to ask if there were special loans available for people with disabilities. She wants to upgrade her kitchen and has a visual disabili…
OptOutPrescreen.com
Ever wonder why, after you’ve applied for a loan, you start getting calls from creditors offering you a competing loan? That’s because credit reportin…
Starting a Small Business
On yesterday’s show, I recommended some assistance for people starting businesses:
www.score.org
www.sba.gov (small business administration)
These w…
