Owner Occupied Status Affects Mortgage Refinancing
A renter asks about an owner-occupied requirement with regard to mortgage refinancing. The renter says his landlord has refinanced the property twice, each time claiming he lives there. The renter wonders if the landlord breaks the law by claiming the property is owner-occupied during a mortgage refinance. Circumstances may change after the mortgage refinance occurs and that lenders don't have time to follow up.
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Oct 9, 2008
Seller Offering Home To Buyer Affects Commission
Most of the time, when you're selling your home, the buyer will come to you with an offer. In some cases, the seller proposes an offer to the buyer. Why would a seller offer his home to a buyer? How does a seller offering a home to a buyer affect a real estate agent's commission?
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Sep 19, 2008
Commuters Persist in Driving Alone
For a while it seemed that commuters were changing their driving habits in response to high gas prices. Apparently, the change was less dramatic than some media made it out to be.
A recent survey found:
-One in four (26%) working Americans say they have made adjustments to their commuting habits in…
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Aug 27, 2008
Home Seller And Buyer: Negotiate Lower Real Estate Commission With Agent
Learn how to negotiate a lower real estate commission when using a real estate agent. A recent survey from Consumer Reports indicates that real estate agents are open to negotiating lower real estate commissions. In some cases, the buyer's agent and the seller's agent split the real estate commission.
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Aug 7, 2008
Today on the Clark Howard Show July 28, 2008
I'll be filling in for Clark Howard 1p to 4p EST. Listen live at www.wsbradio.com/ .
We'll be talking about the housing bill, as well as some new statistics that reflect how pessimistic (and yet optimistic) people are about the housing market.
And, have you heard? There's a new brand launching in real…
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Jul 28, 2008
Once Clark Is In The Mayor's Office...
One of Ilyce's fans sent this:
WE HAVE ADOPTED ELISE AS ONE OF OUR OWN AND WANT HER TO TAKE OVER FOR CLARK FULL TIME AS SOON AS WE CAN WHEEL HIM INTO THE MAYOR'S OFFICE. BY WHEELING HIM IN, I ENVISION HIM RIDING HIS SCOOTER WHILE DRESSED IN SHORTS AND A GOLF SHIRT. THE OUTFIT WILL NOT RETAIL FOR MORE…
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Jul 22, 2008
Establishing Value After A Car Accident
If your car has been in an accident, you may find the following websites helpful:
Kelly Blue Book (www.kbb.com)
National Automotive Dealers Association (www.nada.com)
Edmunds (www.edmunds.com)
Auto Trader (www.autotrader.com)
If you are worried that the value of the car will be less than what you owe…
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Jul 22, 2008
ThinkGlink Radio Show for Jul 22, 2008
Today on the Clark Howard Show, Ilyce discusses Wachovia's $8.9 billion loss in the second quarter, the new housing bill in front of Congress, the 10 most expensive and least expensive cars to insure and the new Social Security retirement calculator. For show notes and updates through the week, check out her blog at www.thinkglink.com/blog , and sign up for her free weekly newsletter on the ThinkGlink.com home page. Check out the videos at www.expertrealestatetips.net. And be sure to subscribe to her YouTube channel.
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Jul 22, 2008
Compressed Air Cars
According to Wikipedia, a compressed air vehicle is powered by an air engine, using compressed air, which is stored in a tank. Instead of mixing fuel with air and burning it in the engine to drive pistons with hot expanding gases, compressed air vehicles (CAV) use the expansion of compressed air to…
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Jul 21, 2008
ThinkGlink Radio Show for Jul 21, 2008
Today on the Clark Howard Show, Ilyce discusses Tata Motors' compressed air cars, how to set up a new business before shopping for a Health Savings Account and the qualities of emotional spenders and extreme savers. For show notes and updates through the week, check out her blog at www.thinkglink.com/blog , and sign up for her free weekly newsletter on the ThinkGlink.com home page. Check out the videos at www.expertrealestatetips.net. And be sure to subscribe to her YouTube channel.
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Jul 21, 2008