Do Not Call List Content Index - Page 3

Renovation costs have soared out of control - even in the current recession. You'd think that renovation costs would be less because fewer home improvement contractors are employed. But that doesn't seem to be the case. Consumers, mindful of renovation costs are staging their home improvement projects. Doing home improvement projects in phases lowers renovation costs.

NEW UPDATE 9/10/09: Today's update is an edited, condensed transcript of my conversation with BOA spokesperson Rick Simon. Cenlar is a legitimate loan servicing company and Roundpoint is NOT A SCAM. The situation is confusing, but not fake. 9/01/09 Yesterday, we reported that Bank of America taking over servicing rights for FHA loans and Ginnie Mae loans previously held by Taylor Bean and Whitaker Mortgage Company.Earlier this month, Taylor Bean and Whitaker Mortgage Company, which is owned by Colonial BancGroup shut its doors. Dozens of Taylor Bean and Whitaker Mortgage Company borrowers called the Clark Howard Show and Ilyce Glink Show to ask what they should do. Should they pay their old loans or new loans? How could they find out if their loans funded? The FDIC and Federal Reserve Bank have set up customer hotlines you can call to get information.

Ilyce Glink Show Note updates: We're talking about how the end of the recession may not make life on Main Street feel like life on Wall Street. There is a new $2 billion Ponzi scheme. Ben Stein, takes a job as pitchman for one of those yucky "free credit score" websites and gets fired from the New York Times. We open the ticket window for my new HOW TO PROFIT FROM FORECLOSURES event on October 24th. Get a very special 2 for 1 deal now off the EARLY BIRD SPECIAL. Limited time offer. Use the discount code: glink

Today on the Clark Howard show, we discussed the new unemployment numbers. Ilyce talked about her upcoming How to Profit From Foreclosures event, on October 24th, and mentioned that Clark Howard listeners would get a special 2 for 1 offer on the Early Bird Special. Details of the offer are below. We also have FREE BOOKS and EBOOKS we're giving away. Thanks for listening to Newstalk 750 WSB.

Scams from Nigeria are targeting apartment rentals in South Carolina, Illinois, Colorado and California. You need to be careful to avoid these Nigerian apartment rentals scams. Use common sense and do your due diligence before sending any information to third parties you do not know. Once you become a victim of a scam from Nigeria that target apartment rentals, you'll have to take action to protect your financial information.

How do you know if you're the victim of a real estate fraud, a housing scam or mortgage fraud? A reader listed his house for sale with an investor who was also a Realtor. The investor/Realtor transferred ownership of the homeowner's property to himself using a quit claim deed, but left the homeowner on the hook for the mortgage. Is he the victim of a housing scam or mortgage fraud?

What homeownership rights are lost when you lose your home in a sheriff sale? As a homeowner, you also own mineral rights, water rights, air rights, and in some cases riparian rights. Which of these homeowenrship rights will be lost?

The news from Wall Street and the federal government seems good and bad - but they're trying to get the word out that the recession is almost over. If you believe the recession is almost over, maybe you live on the moneyed streets of Wall Street, because there are plenty of folks on Main Street who are still feeling the effects of the recession and credit crisis. For thousands of homeowners, they have applied for loan modifications but can't get their lenders to focus on their applications.

**Seller and Buyer Closing Costs State By State** Seller and buyer closing costs are usually a mystery, and we frequently receive emails asking us to give sellers more information on who generally gets to pay for survey and title insurance expenses. So, we prepared a list of two of the most popular closing costs paid by sellers and buyers on a state by state basis: title insurance for the owner's title insurance policy and survey costs. There are so many closing costs to deal with, but these two costs are usually not thought about by a home buyer or a home seller.

Today's Ilyce Glink Show on WSB covers: Information on the minimum wage increase (and who to call to find out whether you qualify), FREE BOOK GIVEAWAY, Ilyce Glink Fan Club on Facebook sign up (FREE EBOOK AVAILABLE), Buy 3 Get 1 Free Ebook Deal, stock market surge, cash for clunkers scams to avoid, $8,000 federal tax credit, Georgia State Tax Credit, and the DeKalb Down Payment Assistance Programs.