Refinancing A Mortgage Loan Without A Job
As the real estate market worsened, mortgage underwriting requirements went from loose to tight. Now, getting a real estate mortgage is more painful than having a tooth pulled. If you don't have a job, you had better have other steady income that you can use for your loan application. These days…
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Jan 26, 2010
Refinancing While Unemployed May Not Be Possible Even With High Net Worth
Refinancing while you're unemployed may not be possible even with a large amount of savings and a high net worth since lenders are requiring more documentation. If you want to refinance, you will be required to show proof of employment, cash reserves, and more documentation. Without a job, any…
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Jan 18, 2010
Ilyce Glink Show Notes - January 3, 2010 - Happy New Year!
Today on the show, we had three guests: Sam Wyly is the author of 1,000 Dollars & An Idea, Entrepreneur to Billionaire. He offered up some tips on becoming an entrepreneur. Liz Handlin is a resume expert and the publisher of Ultimate_Resumes.com. She had some tips on polishing your resume for…
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Jan 3, 2010
Clark Howard Show Notes - November 30, 2009
; Administration ups pressure on banks to help homeowners with loan modifications; Bank of America clearly spells out credit card terms; home sales rise to highest level in 2.5 years; are you in loan modification hell? Here's how to find the CEO of your mortgage lender, and a link to the kind of…
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Nov 30, 2009
Ilyce Glink Show Notes - November 29, 2009
Are you in loan modification hell? Treasury is supposed to begin pressuring lenders to do more loan modifications. 50 Simple Steps You Can Take To Disaster-Proof Your Finances. FREE BOOKS; EBOOK DEALS; Join me on Clark Howard tomorrow, 1-4p ET.
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Nov 29, 2009
Clark Howard Show Notes - Black Friday, November 27, 2009
Clark Howard Show Notes - Black Friday 2009; shoppers were disappointed; Cyber Monday this Monday; Crystal's Leftover Mashed Potato Pancake recipe; How to Find Loan Servicer Company CEOS so you can complain about your loan modification; free books and ebook deal
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Nov 27, 2009
Clark Howard Show Notes - November 25, 2009
; Happy Thanksgiving. Ilyce's Annual Turkey Recipe; Consumer spending rose in October; U.S. jobless claims fall slightly; New Home Sales Rise; Mortgage Rates Match 50-year low; Black Friday Deals of the Day; FREE BOOKS/EBOOKS. Ebates.com; blastoffnetwork and ebates
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Nov 25, 2009
Ilyce Glink Show Notes - November 8, 2009
Big news week: $8,000 first time home buyer tax credit was expanded to include trade-up buyers, and extended until June 30, 2010; Unemployment numbers are out and awful: Nationally, unemployment rose to 10.2 percent, 17.5 percent if you include a broader measure of unemployment; Fannie Mae…
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Nov 8, 2009
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Oct 30, 2009
Ilyce Glink Show Notes - September 20, 2009
Ilyce Glink Show Notes September 20, 2009: Umemployment numbers up and down, job creation elusive; best time for prepaying mortgage; How to Profit from Foreclosures Event October 24, 2009. Use discount code: crystal; FREE BOOKS AND EBOOK DEAL. SEE BELOW FOR DETAILS. Taylor Bean Whitaker links;
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Sep 20, 2009
Job Search Web Chat with Ilyce Glink
Job search, job hunting advice, job interview tips and networking advice from Ilyce Glink. In this web chat Ilyce answers questions and gives advice for the job search during this difficult economy. Lots of people are job hunting, how can you make yourself stand out with your resume and at the…
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Aug 17, 2009
Moving And Applying For A Mortgage Without A Job
If you are moving to another state, and looking for a new job, wait until you have found that new job before applying for a mortgage and buying a new home. In the current economic crisis, lenders are more cautious about approving mortgage loans. Lenders will require extensive documentation and will…
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Jun 18, 2009
Looking for a Work-From-Home Job? Don't Fall for Money Mule Job Scam
If you're desperately looking for a job, especially a job you can do from home, you may easily become a victim of a money mule job scam, fraud investigators say. A money mule job is one where you're hired to receive hundreds of packages and reship them to places in Eastern Europe. You may or may not…
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Jun 8, 2009
ThinkGlink Radio Show for Jun 7, 2009
Today on the Ilyce Glink Show the topics were fraud, scams and jobs. Ilyce took a call from a listener wanting to know if a work-from-home offer was too good to be true. Ilyce thought it sounded like a scam, and another caller, a fraud investigator, confirmed it. We also had several calls on how to…
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Jun 7, 2009
Fewer Americans File For Unemployment For Week Ending May 23
Fewer Americans filed first time unemployment insurance claims last week, the Department of Labor reported this morning.
The seasonally adjusted estimate was 623,000, down from 636,000 the prior week.
For the week ending May 16, it appears that layoffs are beginning to slow down. Thirteen states saw…
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May 28, 2009
Economists Predict Recession End Soon, But Recovery Slow
The National Association of Business Economists are feeling similarly to the consumers polled by the Conference Board in May - that is optimistic. NABE released a survey today that states that its economists expect the recession to end soon, with a moderate recovery pace.
On the other hand, NABE's…
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May 27, 2009
Consumer Confidence Rises In May
Have you been buying more stuff this month? Are you feeling better about the economy?
The Conference Board announced that its Consumer Confidence Index rose to 54.9, up from 40.8 in April. The Index reports the responses of 5,000 households that are polled every month. Consumers who participate share…
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May 26, 2009
How To Use HELOC After Job Loss
Perhaps you have a home equity line of credit that you haven't tapped. When you lose your job is relying on HELOC funds for day to day expenses a good idea? How risky is it to withdraw a lot of HELOC money at once? Part of what affects the amount of available credit for HELOCs and other loans is how…
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May 15, 2009
April Unemployment Lower Than Prior 2 Months
Non-farm payrolls lost 539,000 jobs in April, reports the Department of Labor today.
The unemployment figures for February and March were revised upward:
- February 681,000 non-farm jobs were eliminated, up from 651,000 originally
- March 699,000 non-farm jobs lost, up from 663,000 originally
Despite a…
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May 8, 2009
First Time Unemployment Claims Decline During Week Ending May 2
The Labor Department released unemployment data today.
For the week ending May 2 - 34,000 fewer people filed first time unemployment insurance claims. The total number, on a seasonally adjusted basis was 601,000.
Some media are reporting this decline shows that job cuts may be easing. I hope that's…
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May 7, 2009
Manufacturing Declines In March
New orders, shipments, unfulfilled orders and inventories all declined in March, the Census Bureau reported today.
Here are the numbers:
- New orders decreased 0.8 percent - after increasing in Feb.
- Shipments decreased 1.5 percent - down 8 consecutive months
- Unfilled orders fell 1.5 percent - down 6…
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May 7, 2009