Personal Finance Articles and Videos - Page 2

I personally hope the stock markets stabilize soon. But if they don't, if your brokerage house goes under, all is not lost.

I was working with one of our writers today on another project and she pointed me to FINRA's educational Web site. They have an interesting piece about what to do and how you're…

The number of bankruptcies filed by American consumers increased 41 percent in March compared with a year earlier, according to the American Bankruptcy Institute.

121,413 consumer bankruptcies were filed, up 24 percent from February.

ABI predicts there will be 1.4 million consumer bankruptcies in…

The Center for Economic and Entrepreneurial Literacy recently conducted a survey about personal finance and economic issues. They released the results today and emphasized that Americans need more financial literacy education.

Some of the results include:

• 53 percent don't know what the Dow Jones…

A woman’s husband has an addiction problem that is taking a toll on the family’s finances. If the husband doesn’t put his family before his addictions, the wife cannot try to save their marriage. A divorce attorney may be in order to help this woman get her life back on track.

A homeowner lives in an area where it’s tough to keep up with his wealthy neighbors. A big part of making smart personal finance decisions is being well-grounded and understanding that life isn’t a competition. You can live a rich life simply by having enough money to purchase what you need.

As your loved ones get older, discussing estate planning and the “what-if’s” is crucial to putting everything in place. Estate planning involves writing a will, establishing trusts and discussing what would happen if a person is not able to make decisions on his or her own. An estate attorney can…

For our friends in the Atlanta area, Ilyce is hosting a special half-day event, "Makeover Your Money"

Buy tickets early for less than $10! Or get the special lunch package with a box lunch, an additional afternoon session, and an autographed copy of one of Ilyce's books.

Check out…

How do you make decisions on investing or spending an inheritance? Is it better to receive an inheritance or a gift? How can you ensure your inheritance is protected? We answer questions about what to do when you've received an inheritance.

A bank has offered a low interest rate on a personal loan. Many personal loans have rigorousness repayment requirements and many dangerous details in the fine print. If you're looking to a personal loan to help pay off debt, consider using the equity in your home instead.

You can pay off mortgage quickly by arranging bi-weekly payments. This allows you to prepay your mortgage and pay it off sooner. Prepaying your home loan not only allows you to pay off your mortgage more quickly, it allows you to save money.

Is an index fund the best way to invest in a Roth IRA for a teenager? Ilyce says index funds are easy investments to maintain within a Roth IRA. But in order for a teenager to have a Roth IRA, he must have a job so he can invest his earnings, because the retirement account takes after-tax dollars.

If you already have a 401(k) and want to get another retirement account, should you invest in a Roth IRA or a traditional IRA. Ilyce explains the difference between the Roth IRA, a traditional IRA and other retirement accounts. One of the main differences between a Roth IRA, traditional IRA and…

What kind of personal and finance information is a seller required to disclose to their real estate agent? A seller wants to file a complaint about a real estate agent who has not been returning her calls. The seller says she did not tell the real estate agent that she was getting a divorce, but…

It is possible to rebuild your credit after bankruptcy. But, once your bankruptcy is discharged, you must continue paying back your loans on time, in order to rebuild your credit and improve your credit report. One bankruptcy is discharged, it's easy to slip back into old habits instead of…

Should you renew a contract with a home security system and pay the extra fees for a service agreement. Ilyce suggests adding the service agreement to the contract because even with the fee, the new service agreement costs less than the old agreement.

All credit counseling agencies are not looking out for you - even some of the non-profit ones may be a scam. Just because a credit counseling agency claims the non-profit label, doesn't mean it's not out to scam you out of money and make your credit score worse. Get safe budget counseling from…

A total of 88,773 consumer bankruptcy filings were made in January. That's up 34.4 percent from a year ago, according to the American Bankruptcy Institute.

In December 84,926 filings were made.

Of the January filings, more than 32 percent were Chapter 13 - meaning that the debtors wanted to keep some…

WSB has asked me to sit in from 7 to 9pm tomorrow night (1/27/09) for a special ILYCE GLINK show.

We'll talk about the massive job layoffs announced today, the Federal Reserve's Open Markets Meeting this week, the economic stimulus package, and your money issues.

Special Guest: Liz Handlin, of…

Can non-traditional methods, like income from rental property actually pay for college tuition? Income from a rental property - not just CDs and stocks can help you save money for your child's college tuition. After paying college tuition, the income from rental property can be saved for retirement…

A tax filer has an accountant "friend" who filed tax returns but had the money deposited into his account. The accountant is likely guilty of fraud for stealing the tax returns. The filer should contact the IRS immediately and learn to file their own taxes for the future.

Mistakes in your credit report can be corrected. If there has been a mistake reported as fact by the credit reporting bureaus, you must file a complaint and ask for an investigation of your account. If mistaken claims on your credit report aren't cleared by credit reporting bureaus in the proper…

Paying your credit card bills online makes bill-paying a snap, but make sure you keep track of your records. Quicken is one financial program that allows you to keep track of the credit card bills you pay online. By keeping track electronically of the credit card bills you pay online, you keep your…

Financial planning and saving money is the responsible way to prepare for the future. But sometimes too much financial planning and saving money can be a bad thing. Don't let your financial planning get in the way living a happy life.

What are some personal finance resolutions you can make in 2009? Many people want to pay off debt, especially credit card debt. How can you pay off debt? It helps to live below your means and pay yourself first and last when you want to pay off debt and improve your personal finance situation.

A small business owner wonders how to finance his new business debt that is currently on two low interest credit cards. It depends on how you set up your business and if the debt is personally guaranteed. If the new business debt is on business owned credit cards, he may not have to make good on the…