Retirement Content Index - Page 1

Planning for retirement? There are many ways to save for retirement. Which is the best retirement savings plan for you? There's a lot to consider when planning for retirement. Look at the articles, columns, blog posts, radio shows and videos here for more information about retirement.

**Getting financial help on a budget.** Thousands of people come to ThinkGlink.com for financial and personal finance help. If you are in need of financial help and you are on a budget, here are some tips that might help you. You can also think about your financial future and use the information on our site to help you out. You can visit with a top consumer credit counseling service, take advantage of all of the free financial help on ThinkGlink.com and check out some of our free books and other products at the [ThinkGlink Store](http://thinkglinkstore.com/).

Ilyce Glink Show Notes - November 1, 2009. How has the credit crisis and recession changed you and your spending habits? I want to hear from you. Free books and ebook deal. This week, our latest ebooks, on investing in real estate, will be released on ThinkGlink.com as will our podcasts from our How to Profit From Foreclosures event. Sign up for our free weekly newsletter to get the latest information, discounts and deals.

Can you still contribute to a Roth IRA if your company makes an ESOP contribution to your retirement account? A reader wants to know if there are any limitations on contributing to a Roth IRA even though she gets stock from an ESOP account and has a 401(k).

How much should I save each month? That's a question many Americans are pondering in the aftermath of the Great Recession. Some things never change: The more you save earlier in life, the more savings you'll have for retirement. This article includes money-saving tips, as well as a discussion of short-term and long-term financial goals, including saving for retirement. Also included are tips to help you plan our how much you should save each month.

Clark Howard Show Notes - Labor Day 2009: Taylor Bean Whitaker Update; New Mortgage Brokerage rules; Loan modification hell and what to do about it; President Obama's plans to help you save more for retirement; What men's underwear says about the economy; How to Profit from Foreclosure; FREE BOOKS; EBOOK SPECIAL;

What happens if you can't pay your mortgage? A homeowner worries about getting a deficiency judgment if her rental property falls into foreclosure because she can't pay the mortgage. Some states allow deficiency judgments on primary residences, but many do not. If your house is in foreclosure because you can't pay your mortgage, you'll want to make sure that the lender in your foreclosure can't come after you for a deficiency judgment. In some circles, when a lender can't go after the borrower for the debt, the debt is called a non-recourse loan.

The future of the housing market doesn't look too grim, according to RE/MAX CEO Dave Liniger. He sat down with Ilyce Glink after a press conference to answer a few questions on his experience with RE/MAX, what he thinks will happen with the recession, his thoughts on foreclosures and the $8,000 first-time home buyer tax credit, how agents are handling the current market, and the future of the housing market. Listen to the podcast here and read the transcript below.

Renovation costs have soared out of control - even in the current recession. You'd think that renovation costs would be less because fewer home improvement contractors are employed. But that doesn't seem to be the case. Consumers, mindful of renovation costs are staging their home improvement projects. Doing home improvement projects in phases lowers renovation costs.

NEW UPDATE 9/10/09: Today's update is an edited, condensed transcript of my conversation with BOA spokesperson Rick Simon. Cenlar is a legitimate loan servicing company and Roundpoint is NOT A SCAM. The situation is confusing, but not fake. 9/01/09 Yesterday, we reported that Bank of America taking over servicing rights for FHA loans and Ginnie Mae loans previously held by Taylor Bean and Whitaker Mortgage Company.Earlier this month, Taylor Bean and Whitaker Mortgage Company, which is owned by Colonial BancGroup shut its doors. Dozens of Taylor Bean and Whitaker Mortgage Company borrowers called the Clark Howard Show and Ilyce Glink Show to ask what they should do. Should they pay their old loans or new loans? How could they find out if their loans funded? The FDIC and Federal Reserve Bank have set up customer hotlines you can call to get information.

The news from Wall Street and the federal government seems good and bad - but they're trying to get the word out that the recession is almost over. If you believe the recession is almost over, maybe you live on the moneyed streets of Wall Street, because there are plenty of folks on Main Street who are still feeling the effects of the recession and credit crisis. For thousands of homeowners, they have applied for loan modifications but can't get their lenders to focus on their applications.