Self Employed Content Index - Page 1

When you are self-employed, you have to worry about your health insurance, retirement savings, home office, and a million other things that other people don't have to. Look at the articles, columns, radio shows, blog posts and videos for advice about being self-employed and your personal finances.

**S Corporation vs LLC: Tax Consequences For S Corp and LLC** More and more real estate investors are using LLCs to hold their properties. Some still prefer using S corporations but most accountants today recommend that their clients use LLCs or limited liability companies.

New Media Atlanta conference featuring Chris Brogan. Social Media and Social Marketing Conference notes and tips. I'll be blogging live with some of the best social media and social marketing tips I'm learning. Photo credit: [Jennifer Carter](http://maxsell.net/author/jcarter/)

Homeowners show optimism in the future of housing market, even if the statistics don't show the same, according to the latest Homeowner Confidence Survey from Zillow. Sixty percent of all homeowners believe their own home lost value over the past 12 months, in reality 83 percent of U.S. homes declined in value. Eighty-one percent of homeowners believe their own homes’ values will not decline over the next six months. Homeowners in the South are the least realistic about their own homes‘ values, while homeowners in the West are the most realistic.

As that April 15 tax deadline edges closer and closer, the IRS has released a list of top tax scams to watch out for. Whether you've already sent off your return or you're one of the last minute filers, make sure you don't get trapped by any of these scams:

Beware of IRS’ 2009 “Dirty Dozen” Tax Scams…

SurePayroll.com is a payroll company that also helps with taxes. If you’re self-employed, it might help to use such a company to keep track of your tax forms. There are also tax programs that can help you determine what you can write off.

If you start a new job, you’re new employer may not accept a 401(k) rollover from your previous employer. One option is to roll your 401(k) into a self-directed IRA. If your 401(k) has done well, you may be able to leave it with your old employer.

Sandra F. Braunstein, Director, Division of Consumer and Community Affairs, Federal Reserve Mortgage lending reform Before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S House of Representatives, Washington, D.C. March 11, 2009

Chairman Gutierrez…

Are bonds a good investment for a senior? Where can I learn more about bond funds? What happens to corporate bonds when the company files for bankruptcy? Here are answers to several questions about investing in bonds.

You can use your 401K retirement plan to help save for college by rolling the money into a Roth IRA. The money in a Roth IRA grows tax free and you are able to withdraw your earnings after five years to pay for tuition expenses. A Roth IRA is also a good way to save for college because it keeps the money in your control.

If you want more control over your 401(K) retirement savings, think about rolling it over into a self-directed IRA. Open a self-directed IRA for your retirement at any financial institution and have them do an electronic transfer so you don't "touch" the money. Then you will have to decide on where to invest your retirement savings - index funds or bond funds. Vanguard has a great low-cost S & P 500 Index Fund for your retirement savings.