Student loans are loans that people take out when they are going to college or private schools. To get a good interest rate on a student loan you need a good credit score. To apply for student loans you need to fill out forms from the lender, the university and the federal government. It's important to understand how much money you're borrowing, at what interest rate and how long you have to pay back that student loan. Student loans cannot be discharged in a bankruptcy.
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How Much Should I Save Each Month and For Retirement
How much should I save each month? That's a question many Americans are pondering in the aftermath of the Great Recession. Some things never change: The more you save earlier in life, the more savings you'll have for retirement. This article includes money-saving tips, as well as a discussion of short-term and long-term financial goals, including saving for retirement. Also included are tips to help you plan our how much you should save each month.
Posted on:
Sep 9, 2009
Sep 9, 2009
Credit Card Debt Is Still High Even If They Claim The Recession May Be Over
Credit card debt is still high even as some claim the recession might be over. The recession has affected credit card debt, unemployment, consumer sales and foreclosures, but now one of those is bouncing back. Based on a report from Credit Karma, consumer credit card debt has decreased in the month of July. Decreased consumer credit card debt is a positive sign for the recession, and it is tied to consumer sales, unemployment and foreclosures.
Posted on:
Aug 13, 2009
Aug 13, 2009
New HUD Home Affordable Modification Loss Mitigation Program for FHA Loans - Mortgagee Letter
HUD announced a new loan modification program for FHA borrowers that will help FHA borrowers who are having trouble making their mortgage payments by creating a second interest-free loan for up to 30 percent of the loan amount. New monthly payments will be amortized on the remaining portion of the loan balance, which should lower monthly costs for homeowners. The second, interest-free loan does not have to be repaid until the primary loan is paid off.
Posted on:
Jul 30, 2009
Jul 30, 2009
New Mortgage Fraud Scams Emerged in 2008, FBI Says
In its 2008 survey of mortgage fraud, the FBI concluded there is a strong correlation between mortgage fraud and distressed real estate markets. Indeed, some of the states with the highest levels of mortgage fraud also had the highest levels of foreclosures. But new mortgage fraud scams emerged in 2008 that tested the abilities of the FBI to contain them. Here is a look at the newest mortgage fraud scams.
Posted on:
Jul 20, 2009
Jul 20, 2009
Person-to-person lending is rising in popularity among Americans looking for a new way to get personal loans, business loans and student loans. Part of the appeal of p2p lending is that it doesn't need to involved a bank--p2p loans are made on the Internet. When dealing with the web, whether you are borrowing or lending, you need to be aware of the risks and make sure you look into the p2p sites you use. Make sure you follow these easy tips to protect your money.
Posted on:
Jul 13, 2009
Jul 13, 2009
Person-to-Person Lending: Top Lending Sites
Person-to-person or peer to peer loans are becoming more popular, but since the whole process of p2p lending happens online you have to make sure you are on the right sites to ensure that your money is protected. “The Complete Idiot’s Guide to Person-to-Person Lending” mentions nearly a dozen of the most trusted sites. Read on to discover how to make sure your free p2p website is safe.
Posted on:
Jul 13, 2009
Jul 13, 2009
New Book Review for P2P Lending
If someone asked me last week what P2P stood for I would've guessed they were talking about a video game. But now, with the help of "The Complete Idiot's Guide to Person-to-Person lending," I know better. The book explains the increasingly popular loaning practice of P2P while providing other useful…
Posted on:
Jul 10, 2009
Jul 10, 2009
Book Review: Alternative Loans, P2P Lending Made Easy
Person-to-person lending, or p2p lending, is becoming a popular way to finance loans. As people are having trouble with traditional banking institutions they are turning to online p2p lending as an alternative for personal loans and college loans. Borrowers and lenders alike are using p2p lending for a variety of loans. In "The Complete Idiot's Guide to Person-to-Person Lending" the newest trend of small personal loans is explained in an easy to read and understandable fashion.
Posted on:
Jul 10, 2009
Jul 10, 2009
Tracking Your Personal Finances Online
I have a checking account and a savings account, a debit card, two credit cards, six student loans, home utility accounts and just as many online accounts to keep track of all my financial information. That means that many usernames and passwords to keep track of, too.
It's supposed to be easier to…
Posted on:
Jul 2, 2009
Jul 2, 2009
Online Financial Tracking With Equifax Debt Wise, Mint.com and Quicken Online
Online financial planning tools like Mint.com, Quicken Online and Equifax's new Debt Wise can help keep your personal finances on track. How do these online financial planning tools work? What features do they offer. A review of Equifax Debt Wise, Mint.com and Quicken Online explains the financial tools they offer, the benefits and the difficulties of online financial planning tools.
Posted on:
Jul 2, 2009
Jul 2, 2009
