Consumer Complaint Articles - Page 1

Are you in loan modification hell? Like thousands of other people, this reader has filed for a loan modification, but can't get any answers about the future of his loan modification from his lender. The banks are swamped with loan modifications and foreclosures right now, but you deserve answers…

A consumer has had trouble receiving their credit score along with their free credit report at annualcreditreport.com. If you’ve had trouble getting your annual free credit report or credit score, you’ll need to contact the site manager directly.

What can you do if you're selling a home and the buyer moves in before closing, on the advice of the real estate agent? At a minimum, you can file a complaint against the real estate agent with the licensing board and the managing broker of the real estate firm. You should also look at the home sale…

Know your rights if you have a complaint about your real estate agent. If your real estate agent has broken a law, you can file a complaint with your state's regulatory agency, the Better Business Bureau, and the National Association of Realtors. If your real estate agent has committed a criminal…

When you work with a real estate agent, he or she may promise you a certain fee schedule. What can you do if the real estate agent changes the fee schedule after your verbal agreement? You can call the agent's managing broker and the association of Realtors in your state.

A homeowner purchases a vacation home in another state and has realized that some of the closing costs were paid by both the bank and the escrow company. Now the buyer is wondering if she was double billed, if it was an expensive lesson, or if she can get her money returned. Before the buyer accuses…

If you're buying a home and your real estate agent promises you a share of the commission when you close, be sure to get that agreement in writing. If home buyer doesn't get the promise of a share of a real estate agent's commission in writing, and the real estate agent doesn't follow through…

Packing or loading payments is a slang term used to describe a practice promoted by the credit insurance business and used by the auto industry to get customers to agree to purchase additional products, without revealing their true impact on their monthly payments. Automobile dealers who use…

If your automobile is less than two-and-a-half years old and has been repaired under the manufacturer's warranty several times but still has a substantial problem, the vehicle may be a "lemon." Contact your state's Attorney General's office for their Motor Vehicle Lemon Law program

A homeowner is having difficulty finding out why her PMI is so much more than was stated in the original good faith estimate. The homeowner should file a complaint and use a real estate attorney in the future to avoid problems with bad lenders.

What should you do if you believe you are a victim of real estate fraud. Ilyce and Sam advice her to consult with a real estate attorney who can untangle the mess caused by the real estate fraud. Besides getting a good real estate attorney, Ilyce and Sam suggest filing a complaint with the real…

When you get behind in your mortgage payments it can affect your credit score. When you later make the missing or late payments on your mortgage loan, your mortgage lender or bank should give you credit for having made them. If you try to make good on a late mortgage debt and your lender doesn't…

While a real estate agent technically represents you, as a seller, personal financial information is just that -- personal. But working with an agent is like being in a short-term, intense relationship. If you've had trouble with a real estate agent, you can file a complaint by calling or writing…

Have you been the victim of investment or securities fraud? Here's where to go for help.

How can consumers get a telemarketer off your back for good? Consumers can file a complaint with their local office of the FTC and the better business bureau.

More and more consumer products are being recalled for safety issues. Now there are websites for consumers to go to that will give them advice and tell them which products have been recalled. Product recall websites help consumers protect themselves and their children.

A home buyer offers a low bid after finding asbestos in the home, but the seller's real estate agent refuses to write up the offer. The seller's real estate agent is legally obligated to present all offers to the seller. The buyer can file a complaint against this real estate agent with the state's…

While there are plenty of good lenders out there, there are a few bad apples. If a lender makes numerous mistakes during the loan process, it's a good idea to bring up problems to the state agency that regulates lenders. It may be possible to take action against the bad lender.

Consumer advocate Clark Howard is a rising star on America's airwaves, with his popular The Clark Howard Show syndicated in more than seventy cities nationwide. Five days a week, Clark brings his common-sense approach to consumer issues to millions of listeners, and this new handbook is the perfect…

Steve Lehto is an attorney in Michigan whose practice focuses solely on Lemon Law and Consumer Protection claims. He is the past chair of the Consumer Law Section of the Michigan State Bar, a frequent lecturer and speaker on the topic of lemon law and hosts a radio talk show on WFDF-Flint, MI.

Clark Howard's Consumer Survival Kit III by Clark Howard. Consumer advocate Clark Howard is back with this thoroughly revised and updated edition of his wildly popular Consumer Survival Kit. Using up-to-date cases, Howard helps readers nationwide handle an array of consumer issues.