Ilyce Glink Show Notes - Atlanta Flood Special, September 27, 2009
Ilyce Glink Show Notes - Georgia Flood and Insurance Claims Secrets. Russell Longcore was a live guest on the show. We had a full hour of information about flood insurance, including Russell's 7 Myths of Flood Insurance. Highlights of the 7 Myths of Flood Insurance are below.
Today on the Ilyce Glink Show - June 21, 2009
Today on the Ilyce Glink show, Ilyce discussed her trip last week to Washington, DC for the National Association of Real Estate Editors (NAREE) meeting. We had a number of questions about long-term care insurance. Long-term care insurance is expensive, but it can be a lot more affordable if you buy…
14,000 Lose Health Insurance Every Day
When workers lose their jobs they often lose not only their salaries but in many cases they lose their benefits too. These benefits may include health insurance.
In December 2008 and January 2009, an estimated 14,000 people lost health coverage every day, according to a study by the Center for…
IRS Announces COBRA Information For Employers
If you're an employer who has recently laid people off you may be interested to learn about how the U.S. Internal Revenue Service treats COBRA payments.
COBRA allows former employees to keep receiving health insurance through a former employer.
The IRS allows the employer to receive a tax deduction…
Just received this from Woody Alpern, who was partners with the late Mike Kavanagh at Capital Investment Advisors, Inc. (www.yourwealth.com). For more information on annuities, please contact him at radio@yourwealth.com and tell him I sent you.
Ilyce:
I was listening to your show, and I heard the last…
Sherri called the show to say she wanted to get her teeth cleaned (the $60-70 is all she can afford) and was told that she had to see the dentist and she had to get x-rays if she was going to get a cleaning.
She thinks that's lousy. I agree (having paid a $400 bill for Sam and one of our kids to get…
Are Credit Unions As Safe As FDIC-Insured Banks?
Do you have funds in a credit union? Wondering if they're as safe as FDIC-insured banks?
Credit Unions have insurance for deposit accounts that is very similar to FDIC insurance. Here's the link to a calculator to tell you whether your funds are safe: webapps.ncua.gov/ins/
September 28, 2008
Should You Cancel a Whole Life Policy?
I had a conversation with Helen on the show about whether she should keep her $50,000 whole life policy, for which she pays $335 per year.
One of the best resources is www.evaluatelifeinsurance.com.
This is from the Consumer Federation of America (CFA). For $70 it'll help you evaluate your Cash Value…
Establishing Value After A Car Accident
If your car has been in an accident, you may find the following websites helpful:
Kelly Blue Book (www.kbb.com) National Automotive Dealers Association (www.nada.com) Edmunds (www.edmunds.com) Auto Trader (www.autotrader.com)
If you are worried that the value of the car will be less than what you owe…
Want To Know If Your Bank Is FDIC Or FSLIC Insured?
Brian called the show and wanted to know how to figure out if a bank really is FDIC insured. It's easy, go online to www.fdic.gov or call the FDIC toll-free 877-ASK-FDIC.
July 22, 2008
Today on the Clark Howard Show July 22, 2008
Today on the Clark Howard Show, we're going to tackle the following topics:
1pm: Wachovia takes a big hit 8.9 billion loss, and slashed its dividend 90 percent, to 5 cents a share. We'll talk about what this means for you and remind you about FDIC coverage limits.
1:30: New 401(k) proposal clarifies…
California Tops List For Fewer Auto Insurance Rate Increases
Aside from the great weather in southern California, residents are sitting pretty because they probably get a good deal on car insurance.
The Consumer Federation of America today released the results of an auto insurance study that found states with more regulation of the industry save consumers…
How to File an Insurance Claim
In the aftermath of the devastation in Georgia this weekend (with an estimated $150 million in damage), Russ Longcore, author of Insurance Claim Secrets, offered up these 10 tips for anyone filing an insurance claim.
Slow down. Don't accept a fast payment from your insurance adjuster if it means you…
Budget Extra If You Own A Car In These 5 States
Edmunds.com, an auto Web site where you can figure out how much your car's worth, just announced which states cost owners the most and least to own a car. The company tracked costs including depreciation, financing, taxes, insurance, fuel and maintenance, then added them all up. Hawaii ranks as the…
What's Toyota Doing In This Commercial?
I like Toyota cars as much as anyone, but the company is running a new commercial that seems to encourage insurance fraud.
The ad shows a guy shoveling a huge amount of snow on top of his already buried car. Clearly, he's waiting for something. The next thing you see, a huge snowplow slices his car…
IRS Increases Business Mileage Reimbursement Rate
If you track your mileage for taxes this will interest you.
The U.S. Internal Revenue Service just announced the mileage rates for 2008, which go into effect New Year's Day.
You can deduct 50.5 cents for each mile used for business; 19 cents per mile for medical or moving purposes; and 14 cents per…
Start Saving for Retirement Health Care
As if it weren't enough to save every spare cent for retirement costs, you may have to start saving for retirement health care too.
More and more employers are cutting health care benefits for retirees reports Washington, D.C.-based Employee Benefit Research Institute.
In 2006, only 29 percent of…
Medicare Won't Pay For Doctor's Mistakes
The New York Times discussed the new (www.nytimes.com/2007/08/19/washington/19hospital.html?_r=1&hp&oref=slogin) Medicare policy directive being published next week. It basically says that Medicare won't pay for hospital errors.
So, if a hospital causes you to have an infection, bed sores or a…
I'm often asked how to figure out whether to go with one insurance company or another. I give the standard answer:
On this show this week, I had a couple of callers who wanted to know about insurance as they age. I recommended long-term care insurance as a good use of their insurance dollars.
Long-term care insurance covers your stay in a nursing home (most people will do some time in a nursing home-type facility…
Driving Less? Talk To Your Insurer
If rising gas prices are causing you to drive less, talk to your insurance agent. Driving fewer miles each year could qualify you for a discount of 5 to 10 percent on your auto insurance policy, according to the Consumer Federation of America (CFA). According to their analysis, you could save $47 to…
Who Offers Identity Theft Insurance?
Many insurance companies are now offering some form of identity theft insurance along with a homeowner's insurance policy. If you want to know if your insurance company offers it, call your company or agent directly.
Here are some companies offering ID Theft Insurance: State Farm (www.statefarm.com…
Who's Offering Identity Theft Insurance?
Many insurance companies are now offering some form of identity theft insurance along with a homeowner's insurance policy. If you want to know if your insurance company offers it, call your company or agent directly.
Here are some companies offering ID Theft Insurance: State Farm (www.statefarm.com…
