File Your Taxes On Time, Even If You Can't Afford To Pay
You may have heard horror stories from people who owe back taxes.
How can you reduce the odds this will happen to you? File your taxes on time, no matter what, the U.S. Internal Revenue Service advises.
Even if you can't afford to make the full payment that you owe, it's worth your while to file on…
What's The Top Real Estate Web Site?
ForSaleByOwner.com recently announced that it's the most visited real estate Web site, in terms of unique visitors. In February 591,000 unique visitors checked out the site according to comScore Inc. These days home buyers and sellers look to save as much as they can and one way to save is to reduce…
Mortgage Bankers Announce Latest Mortgage Stats
The number of mortgage loan applications rose 3 percent since last week, announced the Mortgage Bankers Association this morning. Word must be getting out about falling interest rates.
Of those, 52.4 percent were refinancing applications. And more than 17 percent were adjustable rate mortgage (ARMs…
U.S. and European stocks fell today after bad news from financial services companies and the National Association of Purchasing Management in Chicago announcing its manufacturing index fell.
Here's a definition of the NAPM index from InvestorWords.com: A measure of the health of the manufacturing…
America Saves Week runs this week. More than 1,000 organizations have teamed up to promote the goal of saving.
Seems a bit ironic this year with the economic stimulus package just passed by Congress, as noted by Laura Rowley of Yahoo! Finance. Politicians hope Americans will spend the money to jump…
Dark Days Of Housing Are Upon Us
Ever seen one of those big, dark storm clouds over the horizon? It's gray and ominous. That's how the housing news seems lately.
The U.S. Departments of Housing and Urban Development and Commerce released today January's new construction data - a.k.a housing starts. One thing's for sure, the heady…
Handle With Care: Tax Refund Loans
As tax season gets closer you're probably hearing lots of ads for tax refund anticipation loans. These loans give you money now that you normally receive after the U.S. Internal Revenue Service processes your tax return, if you're entitled to a refund.
Sounds like a great idea, right? Especially if…
It's Becoming More Difficult To Borrow Home Equity
While it's getting more difficult to qualify for home equity loans, Americans borrowed more of their home equity lines of credit than last year.
Consumers' average credit score rose to 737, from 730 in 2006, according to the Consumer Bankers Association. Home equity lenders use credit scores in…
Should The Feds Help People Who Can't Pay Higher Mortgage Rates?
President Bush unveiled his mortgage relief plan yesterday.
Apparently it will give homeowners who financed homes with adjustable rate mortgages after 2005 a five-year freeze on their rates if they qualify. I'm sure this will bring some relief to homeowners who are eligible. We'll blog more about the…
Top 10 Holiday Home Survival Tips
The American Society of Home Inspectors released a list of home survival tips to help reduce stress during the holidays. Here are their tips:
Water Sources 1. Clean your gutters and downspouts - Gutters and downspouts play an important role in diverting water away from foundation walls. Clean them…
