Insurance Videos - Page 1

What is an easement? An easement allows a second party, such as a neighbor or utility company, access to your property. An easement is limited to a small part of a property usually and it stipulates the property's condition after the second party accesses the property. You can find out your property's easements by looking at the survey completed with your title insurance. Learn about easements here.

What is a title commitment? The title commitment is the promise the title company makes to provide title insurance. The title insurance protects you if anyone makes a claim against your property. The title commitment is used in conjunction with a survey that illustrates the property.

Learn what a property deed is and why it's important to have title insurance. A deed is a document of conveyance. A deed combined with title insurance guarantees your home ownership. Learn about deeds and title insurance.

What does title insurance cover? Title insurance covers property line disputes, easements, bad appraisals, fraud and forgery. Learn what title insurance covers before you buy it. Find out how title insurance protects you and your property.

What could happen without title insurance? Chicago Title's Gina Giannelli describes bad situations that happened when the property owners did not have title insurance. Buying title insurance protects you and your property.

The cost of title insurance varies depending on where you are buying property. Some states regulate the cost of title insurance. Other states allow for title insurance price competition. Chicago Title's Gina Giannelli explains the cost of title insurance.

How long does title insurance last? What is the dollar value of a title insurance policy? Does title insurance cover the full property value? How do property value changes affect title insurance? Watch this video to learn the answers to these title insurance questions.

Before you even think about buying a home, you should ask yourself two questions: "What's my credit score?" and "How do I raise it?" Knowing your credit score will help you negotiate a good interest rate on your mortgage, and if you can raise your score, you'll get a loan with a lower interest rate.

As a new home buyer you have lots of choices as to what type of home to purchase. A condominium, or an apartment that you own, is usually located in an urban center or densely populated suburb. A condo is one choice to consider when you are buying a new home.

It's important to consider your lifestyle when putting together a home buying wish list. You can ask yourself a variety of questions to narrow down what's most important to you during the home buying process. Consider not only yourself but your family too.