In a big surprise for the housing market, more American homeowners emerged from deeply underwater mortgages at the end of the year—about a million more than were even expected. During the course of 2013, 1.6 million homeowners moved away from being deeply underwater, which is when a home is worth at least 25 percent less [...]
The rising costs of mortgage insurance could make FHA loans a bad deal for many homebuyers. The Federal Housing Administration, or FHA, allows for low down payments for buyers even if that buyer has a low credit score, but it comes at a high cost. http://youtu.be/2i6Ir-kvImg Many buyers who need a mortgage to buy [...]
For many people, adopting the “senior citizen” label is tough. But if you love saving money, you’ll find that it’s great to be in your 50s and 60s (and beyond!). In fact, there are so many discounts available to Americans as they enter their mid-50s and 60s that entire websites are dedicated to helping sift [...]
When I was in elementary school, there was a boy in my class whose mother seemed to give birth to a new child practically every year. By the time we were in sixth grade, there were eight children in the family. I didn’t realize it then, but looking back I imagine their expenses must have [...]
When looking for the best ways to save and invest money, a financial planner is a valuable asset. A good financial planner can guide you whether you’re purchasing real estate, planning for retirement, paying for college or pursuing any other financial ventures. It’s critical that you select a reputable financial planner who has the skills [...]
If you’re wondering how to rebuild your finances in 2014, here are some money-saving strategies you can use. Now is the perfect time of year to start saving money and making smart financial decisions by taking a hard look at where you are with your money this year. Here are a couple examples to give you [...]
When two people fall in love, they tend to be blind to life’s realities. The last thing they want to do is bring up issues that might generate conflict, and let’s face it, the topic of taxes is definitely turbulent. Ask the tough tax questions before you get married After decades of working with people [...]
The holiday season is upon us, and ‘tis the season to review your homeowners insurance policy. You’ve probably received some nice gifts from family and friends, and it’s important to be sure that your new and valuable items—such as jewelry, furs, antiques, fine arts, and other special collections—are properly insured. While your homeowners insurance may [...]
Now that the holiday rush is over, it’s time to assess what you hope to accomplish this year. You may have already decided to work out more, eat healthier, or pay off debt—but is choosing the right insurance policy on your 2014 resolution list? If it isn’t, it should be. Buying the right insurance policy [...]
Six ways to save on getting healthy in the new year. Make the most of your motivation to get healthy in the new year and save money while doing it. It’s that special time of year again: All the folks who made New Year’s resolutions are busily lacing up their running shoes to get fit, [...]
