When you’re saving money to buy a car, it can be difficult to figure out exactly how much to budget for a down payment. If you don’t make a down payment at all, or if you make only a small one, you may have a longer loan term and higher interest than you would have [...]
Fall has arrived, and the holiday season will be here before you know it. If thoughts of last year’s hectic holidays already have you in a panic, you may want to get an early start planning your holiday budget. With some early planning, you can stay organized, avoid overspending, and get a chance to actually [...]
Planning for your financial future can be daunting, and it may be even more overwhelming if you have a child with special needs. Family financial planning becomes more urgent when you have your child’s care and long-term financial goals to consider. That’s why creating, maintaining, and funding a special needs trust for a child is [...]
Glinkonomics (Ilyce's take on what's going on in the economy this week), Ilyce discusses how home prices are rising too fast and why it's concerning for the housing market. It has been five years since the housing crisis and home prices have been rising too fast. This may be a cause for concern because it [...]
In order to plan ahead for retirement, it’s important to figure out where you are today and what you’ll need in the future to live the lifestyle you want. I always say that being actively involved in your financial future is one of the best money decisions you can make. But most people aren’t. A [...]
One of the problems with buying a used car is that it has been driven before, so you have no idea whether or not you will be surprised with a costly repair bill. If you have a tight household budget and are concerned about the expenses related to repairing a used car, an extended warranty [...]
Financial setbacks can be difficult at any point in your life, but they’re especially devastating during retirement. With no steady paycheck coming in, it can be terrifying to watch your retirement savings slowly disappear as you try to recover. Nobody plans on things going wrong, but sometimes life just happens. You might be tempted to [...]
Extending lines of credit to your customers is different than accepting credit cards. When you accept credit cards, the credit card company assumes the risk of customers not paying their bills. But when you extend a line of credit—by allowing customers to make purchases for which they’ll be invoiced at a later date, for example—you [...]
Glinkonomics, life this week on WSB radio, Ilyce and four guests give advice on how to build your business in a tough economy. The government shutdown profoundly affected small, medium and large business owners, as well as the overall economy. Today, knowing how to build your business is crucial because many owners either don’t have [...]
