We're rebuilding America one house at a time, recovering the housing market by homeowners working on their own personal finances individually. This is how we'll get through the Great Recession. And as usual, providing personal finance advice, real estate advice and consumer advice on the Ilyce Glink Show on February 17, 2013 at 11:00am Eastern [...]
Do you have noise issues with rotten neighbors? How to deal with neighbor issues in a homeowner's association. Q: I borrowed your book for first-time home buyers from the library a few years ago. I need to read it again and this time I’ll buy it. But in the meantime, I’m hoping you can answer [...]
Getting a quitclaim deed after divorce is necessary to remove a spouse's name from the property title and mortgage. Q: When I was married, my wife and I purchased a home with a VA loan. My wife and I later divorced and I was awarded the home in the divorce and it states so in [...]
If your are having problems with seller disclosure about moving a manufactured home, you may have a legal case against the seller. Q: We have a problem. My son purchased a manufactured home last year at the age of 21 and obtained an FHA mortgage on the home. It appears that he should have never [...]
Trying to decide if you should buy a new house and rent out your old house? A good idea is to decide whether it will be a short or long term investment. Q: My wife and I have saved about $225,000 and want to buy a bigger home with the cash. We owe about $120,000 [...]
We waited and waited all through 2012. Finally, after the calendar flipped over to 2013, our legislators agreed on tax legislation. Some of it gave us permanence in long-disputed areas. Other parts of the legislation are temporary—they work as stopgaps to allow taxpayers to function for the next year or so. Included in the legislation [...]
As you’ve probably realized by now, your paycheck is just a little smaller than it was in 2011 and 2012. For two years, we had the privilege of paying 2 percent less into our Social Security accounts to help stimulate the economy, but that benefit was eliminated for 2013. So what does that mean for [...]
In January of this year, Congress passed the American Taxpayer Relief Act of 2012 (ATRA). It affects filing taxes for 2013. The good news is that couples earning less than $300,000 ($250,000 singles) won’t face many hits. But folks earning more than this threshold will be hit with substantially higher taxes. Let’s look at a [...]
Many of us are working hard now with hopes of a future that includes a relaxing retirement. But a funny thing happens once you retire from your job—you can get bored. Plus, you might find that your retirement savings aren’t enough to keep up with the post-retirement lifestyle you want. A part-time job can help [...]
I purchased my first home a year ago, but since then interest rates have dropped and my credit has improved. Can I refinance already? Yes, in theory you can, but you have to figure out if you should. It depends largely on whether you have a prepayment penalty built into your mortgage contract, what you [...]
