Loan approval is delayed without explanation from lender. If a bank is delaying a loan approval, talk to someone else and check your credit. Q: I listen to your radio show often and I am a big fan. Last February, I heard that a major lender was having a home show from your show. My [...]
If you own underwater investment property and don't want to damage your credit, you can keep making payments or sell the property. Q: Four years ago, I financed this rehabbed property located in Atlanta on a bank appraisal of about $110,000. The current loan balance is about $88,000 on an interest rate of 6.625 percent. [...]
There may be fees associated with a mortgage interest rate lock extension that cover the work a lender puts in to lock them. Q: Three months ago, I started the process to buy a home. The lender advised me lock my interest rate. It was at 3.9 percent. Now the owner has taken a long [...]
Every dollar counts. You must be careful with your cash everyday. Even when renting a home you own to a tenant, it helps to save money by doing maintenance yourself. And as usual, providing personal finance advice, real estate advice and consumer advice with Ilyce Glink on the Clark Howard Show July 4, 2012 on [...]
In order to get the most out of the services offered by your health insurance plan, it’s important to be a proactive and informed consumer. Here are some tips for maximizing your health insurance benefits without draining your wallet. Take advantage of preventative services If you joined your health plan on or after Sept. 23, [...]
Mortgage lenders of America offer homeowners refinance opportunities but you have to do your homework. The housing market and mortgage loans are full of pitfalls. And as usual, providing personal finance advice, real estate advice and consumer advice on the Ilyce Glink Show July 1, 2012 on WSB Radio. It is a hot morning and [...]
Americans spend thousands of dollars on healthcare costs each year, but just having health insurance isn’t enough. To maximize your health insurance plan, you need to utilize its benefits effectively. With dollars flying out of your pocket for your insurance premium, co-pays, out-of-pocket costs, and prescription drugs, it’s important that you get the most for [...]
With the recession dragging into its fifth year, many people are seeing little to smile about when it comes to their retirement savings. Year after year, the money they invested in the hope that it would grow into a nice nest egg has remained stagnant—or even dropped in value. As a result, some investors are [...]
Real estate and mortgage news on this kickoff to the 4th of July week. Mortgage loan interest rates are at historic lows and could be an opportunity for homeowners and the housing market. And as usual, providing personal finance advice, real estate advice and consumer advice with Ilyce Glink on the Mark Arum Show June [...]
The New Residential Sales Report from the Economics and Statistics Administration reveals some good news for the housing market and maybe even current homeowners hoping to regain home value. New single-family property sales are up nearly 20 percent versus May 2011. The Federal Government's Economics and Statistics Administration, a division of the U.S. Census Bureau, [...]
