Avoid the Scam of Mortgage Credit Insurance A question I hear quite often from clients is “What insurance can I buy to protect my mortgage if anything happens to me?” In this time of economic uncertainty, high unemployment, and foreclosures, I love having such smart clients who want to protect their assets. If you’ve asked [...]
Tax Issues for Parents: Coordinate with Your Kids A woman I know told me she tried to efile her tax return, only to have it rejected. Someone had already filed a tax return using her daughter’s Social Security number. No, it wasn’t an ex. Nor was it identity theft. It was nothing bad. Her sixteen-year-old [...]
In September I started a new lease on an apartment in the city. I had rented other apartments during college so I was familiar with the process, but this was my first place as an "adult". I ended up with a great place, but getting there was a long, stressful road. Every Tuesday, I'll be sharing my experience and a little advice on the trials and tribulations of finding an apartment. Read about how to understand your apartment lease before signing it.
With record unemployment rates, many employees are confronting the decision of how to handle the funds in their 401(k) plan when they leave their present employment. For most employees, the choice is clear: they should take control of their retirement planning and roll it over. Here’s why: 1. Lousy investment choices. Most 401(k) plans are [...]
It was a big week of business news. On the show today, we talked about the Foreclosure Lawsuit Upset and why the Massachusetts Supreme Court ruled against Wells Fargo and US Bancorp. We also talked about the December Unemployment Report, and why the unemployment rate drop might be an illusion rather than some really good news. Janet Yellen defended the Federal Reserve's purchase of $600 billion in a speech Saturday. We had a lot of questions about Roth IRAs, and taxes. Folks are definitely thinking about filing their incomes taxes. We also took a question about short sales and the tax implications. And, MoneyWatch.com Loan Modification Hell Lawsuits.
Ilyce Glink Show Notes - January 9, 2011 - Unemployment report, foreclosure lawsuit upset It was a big week of business news. On the show today, we talked about the Foreclosure Lawsuit Upset and why the Massachusetts Supreme Court ruled against Wells Fargo and US Bancorp. We also talked about the December Unemployment Report, and why the unemployment rate drop might be an illusion rather than some really good news. Janet Yellen defended the Federal Reserve's purchase of $600 billion in a speech Saturday. We had a lot of questions about Roth IRAs, and taxes. Folks are definitely thinking about filing their incomes taxes. We also took a question about short sales and the tax implications. And, MoneyWatch.com Loan Modification Hell Lawsuits. Visit Ilyce's blog for more links and information.
Lead paint removal affects remodeling an older home. Remodeling an older home is affected by lead paint removal. Understand proper lead paint removal when remodeling an older home. Homeowners selling an older home need to be aware of lead paint disclosure. Real estate agents should know about lead paint removal disclosures and the affects of lead paint removal when remodeling an older home.
Homestead exemption reduces property tax bill for first time home buyer. New homeowners can reduce property tax bills with a homestead exemption. Homeowners cannot write off homeowners association fees on federal taxes. There are some home expenses a homeowner can write off on their federal taxes. Tax exemptions for homeowners include the homestead exemption, interest paid on a mortgage loan and more.
Here's what mortgage lenders look for when considering a borrower for a mortgage loan. Mortgage lenders look at tax returns, credit scores, credit history and more when granting mortgage loans. When applying for a mortgage, you need cash on hand, a good credit history, tax returns, a steady salary for a mortgage lender to look at. To get a mortgage now, homeowners must disclose personal financial information. Here's how to get a mortgage now.
Compare mortgage interest rates for best mortgage lender before you refinance a mortgage loan. Find the best mortgage lender with the best mortgage interest rates by comparing mortgage interest rates from multiple mortgage lenders. Look at multiple mortgage lenders including "big box lenders" when shopping for mortgage loan interest rates to refinance a mortgage.
